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Best Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Six Months Anniversary Gift Ideas

by admin April 12, 2019

by admin April 12, 2019

20 Best Ideas Six Months Anniversary Gift Ideas .Please your cherished spouse by gifting a gorgeous individualized…
Anniversary Gift Ideas
The top 20 Ideas About 3rd Anniversary Gift Ideas for Him

by admin April 11, 2019

by admin April 11, 2019

The top 20 Ideas About 3rd Anniversary Gift Ideas for Him .Please your cherished partner by gifting…
Mothers Day Gift Ideas
The top 30 Ideas About Mother's Day Gift Ideas From Baby

by admin April 11, 2019

by admin April 11, 2019

The top 30 Ideas About Mother&#039;s Day Gift Ideas From Baby .The last point any mom desires…
Mothers Day Gift Ideas
30 Best Gift Ideas for New Grandmothers

by admin April 10, 2019

by admin April 10, 2019

30 Best Gift Ideas for New Grandmothers .The last point any kind of mama wants is a…
Gift Ideas For Couples
The top 20 Ideas About Christmas Gift Ideas for A Couple

by admin April 10, 2019

by admin April 10, 2019

The top 20 Ideas About Christmas Gift Ideas for A Couple . The pair that’s always holding…
Christmas Gift Ideas
The top 20 Ideas About Christmas Gift Ideas for Teenage Daughter

by admin April 10, 2019

by admin April 10, 2019

The top 20 Ideas About Christmas Gift Ideas for Teenage Daughter . For a DIY Xmas gift…
Mothers Day Gift Ideas
30 Of the Best Ideas for Mother Of Bride Gift Ideas

by admin April 10, 2019

by admin April 10, 2019

30 Of the Best Ideas for Mother Of Bride Gift Ideas .The last point any mother wants…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Mother In Law who Has Everything

by admin April 9, 2019

by admin April 9, 2019

The 30 Best Ideas for Gift Ideas for Mother In Law who Has Everything .The last point…
Graduation Gift Ideas
The top 25 Ideas About Graduation Gift Ideas for Older Adults

by admin April 9, 2019

by admin April 9, 2019

The top 25 Ideas About Graduation Gift Ideas for Older Adults .Whether your senior high school grad…
Birthday Gift Inspirations
Best 24 Gift for First Birthday

by admin April 9, 2019

by admin April 9, 2019

Best 24 Gift for First Birthday . Certain, you can pick something cool off of the rack…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?