Category:

Best Gift Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Gift Ideas for 80th Birthday

by admin November 14, 2018

by admin November 14, 2018

24 Of the Best Ideas for Gift Ideas for 80th Birthday . Sure, your birthday girl enjoys…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for Dads

by admin November 9, 2018

by admin November 9, 2018

24 Best Ideas Birthday Gifts for Dads . Sure, your birthday celebration lady enjoys her share of…
Baby Shower Gift Ideas
The top 30 Ideas About Thank You Gift Ideas for Baby Shower Host

by admin November 9, 2018

by admin November 9, 2018

The top 30 Ideas About Thank You Gift Ideas for Baby Shower Host .It s a creature,…
Thank You Gift Ideas
21 Ideas for Thank You Gift Ideas for Friends

by admin November 7, 2018

by admin November 7, 2018

21 Ideas for Thank You Gift Ideas for Friends . If you’re looking for a terrific gift…
Best Gift Ideas
Best 21 Gift Ideas Best Friend

by admin November 5, 2018

by admin November 5, 2018

Best 21 Gift Ideas Best Friend .Roasts are constantly differed, varying from the commonly liked single beginning…
Valentines Day Gift Ideas
Top 35 Valentines Day Ideas Gift

by admin November 1, 2018

by admin November 1, 2018

Top 35 Valentines Day Ideas Gift .Shop from these thoughtful and economical picks, and also pour on…
Wedding Gift Ideas
20 Best Mexican Wedding Gift Ideas

by admin October 29, 2018

by admin October 29, 2018

20 Best Mexican Wedding Gift Ideas . And also then of training course, there are just the…
Thank You Gift Ideas
The 21 Best Ideas for Cool Thank You Gift Ideas

by admin October 28, 2018

by admin October 28, 2018

The 21 Best Ideas for Cool Thank You Gift Ideas . Thanks for being the world s…
Birthday Gift Inspirations
Best 24 Cheap Birthday Gifts for Her

by admin October 27, 2018

by admin October 27, 2018

Best 24 Cheap Birthday Gifts for Her . Sure, you can choose something cool off of the…
Gift Ideas For Boys
The Best Ideas for Gift Ideas for 13 Year Old Boys

by admin October 26, 2018

by admin October 26, 2018

The Best Ideas for Gift Ideas for 13 Year Old Boys . This gift is part plaything,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?