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Best Gift Ideas

Birthday Gift Inspirations
24 Ideas for Mother Birthday Gift

by admin June 11, 2023

by admin June 11, 2023

24 Ideas for Mother Birthday Gift .Just how to Pick the Perfect Birthday GiftYes, we understand. You…
Gift Basket Ideas
The Best Best Gift Basket Ideas

by admin June 9, 2023

by admin June 9, 2023

The Best Best Gift Basket Ideas .Certainly, you can fill up a gift basket with anything and…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Best Friend

by admin June 9, 2023

by admin June 9, 2023

The 24 Best Ideas for Birthday Gift for Best Friend . Certain, your birthday girl loves her…
Gift Ideas For Girls
Top 24 Gift Ideas for 10 Yr Old Girls

by admin June 9, 2023

by admin June 9, 2023

Top 24 Gift Ideas for 10 Yr Old Girls .Teenager women are pretty hard to shop for,…
Anniversary Gift Ideas
20 Ideas for Seventh Anniversary Gift Ideas

by admin June 8, 2023

by admin June 8, 2023

20 Ideas for Seventh Anniversary Gift Ideas .On this day, you understand what a gift it was…
Gift Ideas For Couples
The top 20 Ideas About Couple Xmas Gift Ideas

by admin June 7, 2023

by admin June 7, 2023

The top 20 Ideas About Couple Xmas Gift Ideas . The pair who’s constantly holding celebrations most…
Birthday Gift Inspirations
24 Of the Best Ideas for Good Birthday Gifts for Best Friends

by admin June 3, 2023

by admin June 3, 2023

24 Of the Best Ideas for Good Birthday Gifts for Best Friends . Certain, your birthday girl…
Holiday Gift Ideas
22 Of the Best Ideas for Office Holiday Party Gift Ideas

by admin June 1, 2023

by admin June 1, 2023

22 Of the Best Ideas for Office Holiday Party Gift Ideas .Our annual gift overviews intend to…
Fathers Day Gift Ideas
Top 22 Gift Ideas for New Fathers

by admin May 26, 2023

by admin May 26, 2023

Top 22 Gift Ideas for New Fathers . If your daddy is everything about creating the excellent…
Anniversary Gift Ideas
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife

by admin May 25, 2023

by admin May 25, 2023

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Wife .Please your precious spouse by…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?