Category:

Best Gift Ideas

Gift Ideas For Girlfriend
35 Best Xmas Gift Ideas for Girlfriend

by admin March 1, 2019

by admin March 1, 2019

35 Best Xmas Gift Ideas for Girlfriend . Make your next gift the best gift for your…
Gift Ideas For Couples
Top 20 Christmas Gift Ideas for Young Married Couples

by admin March 1, 2019

by admin March 1, 2019

Top 20 Christmas Gift Ideas for Young Married Couples . The pair who’s constantly organizing celebrations most…
Gift Ideas For Girls
The Best Teenager Gift Ideas for Girls

by admin February 24, 2019

by admin February 24, 2019

The Best Teenager Gift Ideas for Girls . When you speak about providing all your favorite ladies…
Birthday Gift Inspirations
24 Best Female Birthday Gift Ideas

by admin February 23, 2019

by admin February 23, 2019

24 Best Female Birthday Gift Ideas . Certain, your birthday girl enjoys her share of cake and…
Gift Ideas For Girlfriend
35 Of the Best Ideas for College Girlfriend Gift Ideas

by admin February 22, 2019

by admin February 22, 2019

35 Of the Best Ideas for College Girlfriend Gift Ideas .It doesn t need to be a…
Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Dad

by admin February 20, 2019

by admin February 20, 2019

24 Best Birthday Gift Ideas for Dad .How to Pick the Perfect Birthday GiftYes, we know. You…
Valentines Day Gift Ideas
35 Best Ideas Creative Valentine Day Gift Ideas for Him

by admin February 18, 2019

by admin February 18, 2019

35 Best Ideas Creative Valentine Day Gift Ideas for Him .Shop from these thoughtful and also affordable…
Gift Basket Ideas
The 22 Best Ideas for Gift Baskets Ideas for Girls

by admin February 18, 2019

by admin February 18, 2019

The 22 Best Ideas for Gift Baskets Ideas for Girls .Obviously, you can fill a gift basket…
Gift Ideas For Boyfriend
The 25 Best Ideas for Personalized Gift Ideas for Boyfriend

by admin February 16, 2019

by admin February 16, 2019

The 25 Best Ideas for Personalized Gift Ideas for Boyfriend . If you are the smart or…
Gift Ideas For Boyfriend
The Best Homemade Gift Ideas Boyfriend

by admin February 14, 2019

by admin February 14, 2019

The Best Homemade Gift Ideas Boyfriend .If your guy’s seeking an amazing, thoughtful existing quickly, we have…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?