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Best Gift Ideas

Baby Shower Gift Ideas
Best 30 Gift Ideas for Baby Showers

by admin April 4, 2019

by admin April 4, 2019

Best 30 Gift Ideas for Baby Showers .It s a creature, it s a bath glove, it…
Birthday Gift Inspirations
24 Best Ideas Smashbox Birthday Gift

by admin April 4, 2019

by admin April 4, 2019

24 Best Ideas Smashbox Birthday Gift . Certain, you can choose something cool off of the rack…
Holiday Gift Ideas
22 Best Ideas Corporate Holiday Party Gift Ideas

by admin April 4, 2019

by admin April 4, 2019

22 Best Ideas Corporate Holiday Party Gift Ideas .Our annual gift guides aim to make holiday buying…
Mothers Day Gift Ideas
Best 30 Great Grandmother Gift Ideas

by admin April 3, 2019

by admin April 3, 2019

Best 30 Great Grandmother Gift Ideas .The last point any kind of mother desires is a fistful…
Gift Ideas For Boyfriend
The top 25 Ideas About Boyfriend Diy Gift Ideas

by admin April 2, 2019

by admin April 2, 2019

The top 25 Ideas About Boyfriend Diy Gift Ideas . If you are the smart or Do…
Birthday Gift Inspirations
Top 24 Gifts for Her Birthday

by admin April 1, 2019

by admin April 1, 2019

Top 24 Gifts for Her Birthday . Certain, your birthday celebration woman loves her share of cake…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Year Anniversary Gift Ideas

by admin March 31, 2019

by admin March 31, 2019

20 Of the Best Ideas for Third Year Anniversary Gift Ideas .Please your precious partner by gifting…
Gift Basket Ideas
22 Ideas for Spa Gift Basket Ideas Diy

by admin March 30, 2019

by admin March 30, 2019

22 Ideas for Spa Gift Basket Ideas Diy .Obviously, you can load a gift basket with anything…
Gift Ideas For Couples
The Best Ideas for Housewarming Gift Ideas for Couples who Have Everything

by admin March 30, 2019

by admin March 30, 2019

The Best Ideas for Housewarming Gift Ideas for Couples who Have Everything . The pair who’s constantly…
Christmas Gift Ideas
Best 20 Christmas Gift Ideas Grandmothers

by admin March 30, 2019

by admin March 30, 2019

Best 20 Christmas Gift Ideas Grandmothers . As your go-to expert for whatever one of a kind,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?