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Best Gift Ideas

Mothers Day Gift Ideas
30 Of the Best Ideas for 1st Mother's Day Gift Ideas

by admin April 19, 2019

by admin April 19, 2019

30 Of the Best Ideas for 1st Mother&#039;s Day Gift Ideas .The last thing any type of…
Thank You Gift Ideas
The 21 Best Ideas for Thank You Gift Bag Ideas

by admin April 18, 2019

by admin April 18, 2019

The 21 Best Ideas for Thank You Gift Bag Ideas . If you’re searching for a great…
Gift Ideas For Girlfriend
The top 35 Ideas About Valentine Gift Ideas for Teenage Girlfriend

by admin April 18, 2019

by admin April 18, 2019

The top 35 Ideas About Valentine Gift Ideas for Teenage Girlfriend . Make your next gift the…
Mothers Day Gift Ideas
The Best Quick Mother's Day Gift Ideas

by admin April 18, 2019

by admin April 18, 2019

The Best Quick Mother&#039;s Day Gift Ideas .The last thing any type of mom desires is a…
Gift Basket Ideas
Top 22 after Surgery Gift Basket Ideas

by admin April 17, 2019

by admin April 17, 2019

Top 22 after Surgery Gift Basket Ideas . I love gift baskets! Not just are they affordable,…
Gift Ideas For Boyfriend
The top 25 Ideas About Surprise Gift Ideas for Boyfriend

by admin April 17, 2019

by admin April 17, 2019

The top 25 Ideas About Surprise Gift Ideas for Boyfriend . If you are the crafty or…
Mothers Day Gift Ideas
The Best Ideas for Gift Ideas Grandmother

by admin April 17, 2019

by admin April 17, 2019

The Best Ideas for Gift Ideas Grandmother .The last point any type of mother wants is a…
Mothers Day Gift Ideas
Top 30 Mother's Day Jewelry Gift Ideas

by admin April 17, 2019

by admin April 17, 2019

Top 30 Mother&#039;s Day Jewelry Gift Ideas .The last thing any mother desires is a fistful of…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother Of the Bride

by admin April 16, 2019

by admin April 16, 2019

The Best Gift Ideas for Mother Of the Bride .The last thing any type of mother wants…
Mothers Day Gift Ideas
30 Best Ideas Awesome Mothers Day Gift Ideas

by admin April 14, 2019

by admin April 14, 2019

30 Best Ideas Awesome Mothers Day Gift Ideas .The last point any kind of mom desires is…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?