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Best Gift Ideas

Anniversary Gift Ideas
Best 20 6th Anniversary Gift Ideas

by admin March 26, 2019

by admin March 26, 2019

Best 20 6th Anniversary Gift Ideas .You love your spouse and you despise them occasionally, you sustain…
Graduation Gift Ideas
25 Best Ideas Ideas for A Graduation Gift

by admin March 26, 2019

by admin March 26, 2019

25 Best Ideas Ideas for A Graduation Gift . Book regarding future field of study or careerDevotionalSelf-help…
Birthday Gift Inspirations
24 Ideas for Birthday Gift Ideas for Friend Female

by admin March 26, 2019

by admin March 26, 2019

24 Ideas for Birthday Gift Ideas for Friend Female . Certain, you can pick something cool off…
Gift Basket Ideas
Best 22 Gift Basket for Teenage Girl Ideas

by admin March 25, 2019

by admin March 25, 2019

Best 22 Gift Basket for Teenage Girl Ideas .Naturally, you can fill up a gift basket with…
Wedding Gift Ideas
The top 20 Ideas About Ideas for Wedding Shower Gift

by admin March 24, 2019

by admin March 24, 2019

The top 20 Ideas About Ideas for Wedding Shower Gift . And after that naturally, there are…
Birthday Gift Inspirations
24 Ideas for Gifts for Best Friend Birthday

by admin March 24, 2019

by admin March 24, 2019

24 Ideas for Gifts for Best Friend Birthday . Certain, you can choose something cool off of…
Gift Ideas For Couples
20 Best Ideas Home Gift Ideas for Couples

by admin March 23, 2019

by admin March 23, 2019

20 Best Ideas Home Gift Ideas for Couples . The pair that’s always holding events most likely…
Gift Ideas For Couples
The Best Ideas for Wedding Gift Ideas for Second Marriage Older Couple

by admin March 22, 2019

by admin March 22, 2019

The Best Ideas for Wedding Gift Ideas for Second Marriage Older Couple .Discovering presents for pairs is…
Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Mom From Daughter

by admin March 22, 2019

by admin March 22, 2019

24 Best Birthday Gift Ideas for Mom From Daughter . Sure, you can pick something cool off…
Gift Ideas For Boyfriend
25 Best 1 Year Gift Ideas for Boyfriend

by admin March 22, 2019

by admin March 22, 2019

25 Best 1 Year Gift Ideas for Boyfriend . If you are the crafty or DIY type,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?