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Best Gift Ideas

Gift Ideas For Couples
20 Best Ideas Home Gift Ideas for Couples

by admin March 23, 2019

by admin March 23, 2019

20 Best Ideas Home Gift Ideas for Couples . The pair that’s always holding events most likely…
Gift Ideas For Couples
The Best Ideas for Wedding Gift Ideas for Second Marriage Older Couple

by admin March 22, 2019

by admin March 22, 2019

The Best Ideas for Wedding Gift Ideas for Second Marriage Older Couple .Discovering presents for pairs is…
Birthday Gift Inspirations
24 Best Birthday Gift Ideas for Mom From Daughter

by admin March 22, 2019

by admin March 22, 2019

24 Best Birthday Gift Ideas for Mom From Daughter . Sure, you can pick something cool off…
Gift Ideas For Boyfriend
25 Best 1 Year Gift Ideas for Boyfriend

by admin March 22, 2019

by admin March 22, 2019

25 Best 1 Year Gift Ideas for Boyfriend . If you are the crafty or DIY type,…
Gift Ideas For Boys
23 Best Gift Ideas for 11 Year Old Boys

by admin March 21, 2019

by admin March 21, 2019

23 Best Gift Ideas for 11 Year Old Boys . This gift is component toy, component scientific…
Gift Ideas For Girlfriend
Top 35 Fun Gift Ideas for Girlfriend

by admin March 21, 2019

by admin March 21, 2019

Top 35 Fun Gift Ideas for Girlfriend .It doesn t need to be a birthday celebration, anniversary,…
Gift Ideas For Girls
24 Of the Best Ideas for College Graduation Gift Ideas for Girls

by admin March 21, 2019

by admin March 21, 2019

24 Of the Best Ideas for College Graduation Gift Ideas for Girls . Ladies like shocks, particularly…
Wedding Gift Ideas
The Best Ideas for Gift Bag Ideas for Wedding Hotel Guests

by admin March 20, 2019

by admin March 20, 2019

The Best Ideas for Gift Bag Ideas for Wedding Hotel Guests .A set of baggage is an…
Gift Ideas For Girls
24 Ideas for Gift Ideas for Girls Age 12

by admin March 18, 2019

by admin March 18, 2019

24 Ideas for Gift Ideas for Girls Age 12 . Women like surprises, especially gifts. Therefore, spoil…
Valentines Day Gift Ideas
35 Of the Best Ideas for Unique Valentine Gift Ideas for Husband

by admin March 17, 2019

by admin March 17, 2019

35 Of the Best Ideas for Unique Valentine Gift Ideas for Husband .Shop from these thoughtful and…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?