Category:

Best Gift Ideas

Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas for Kids to Make

by admin April 26, 2019

by admin April 26, 2019

30 Best Mother&#039;s Day Gift Ideas for Kids to Make .The last thing any kind of mother…
Mothers Day Gift Ideas
30 Best Inexpensive Mother's Day Gift Ideas for Church

by admin April 26, 2019

by admin April 26, 2019

30 Best Inexpensive Mother&#039;s Day Gift Ideas for Church .The last thing any mom wants is a…
Anniversary Gift Ideas
The top 20 Ideas About Cute Anniversary Gift Ideas

by admin April 26, 2019

by admin April 26, 2019

The top 20 Ideas About Cute Anniversary Gift Ideas .Please your cherished spouse by gifting a lovely…
Gift Ideas For Girlfriend
The Best Gift Ideas for tomboy Girlfriend

by admin April 25, 2019

by admin April 25, 2019

The Best Gift Ideas for tomboy Girlfriend .It doesn t have to be a birthday, anniversary, or…
Valentines Day Gift Ideas
Best 35 Valentines Gift Ideas for Teenage Guys

by admin April 24, 2019

by admin April 24, 2019

Best 35 Valentines Gift Ideas for Teenage Guys .Store from these thoughtful and also budget-friendly picks, and…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Crochet Gift Ideas

by admin April 24, 2019

by admin April 24, 2019

30 Best Ideas Mother&#039;s Day Crochet Gift Ideas .The last thing any kind of mama wants is…
Best Gift Ideas
21 Of the Best Ideas for Best Gift Certificate Ideas

by admin April 24, 2019

by admin April 24, 2019

21 Of the Best Ideas for Best Gift Certificate Ideas .Roasts are endlessly varied, varying from the…
Mothers Day Gift Ideas
30 Best Mother's Day Gift Ideas From toddlers

by admin April 24, 2019

by admin April 24, 2019

30 Best Mother&#039;s Day Gift Ideas From toddlers .The last thing any kind of mama wants is…
Anniversary Gift Ideas
The Best Ideas for Ten Year Anniversary Gift Ideas

by admin April 22, 2019

by admin April 22, 2019

The Best Ideas for Ten Year Anniversary Gift Ideas .On this day, you understand what a gift…
Birthday Gift Inspirations
Best 24 Birthday Gift Ideas for Teenage Girls

by admin April 22, 2019

by admin April 22, 2019

Best 24 Birthday Gift Ideas for Teenage Girls .Just how to Select the Perfect Birthday Celebration GiftYes,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?