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Best Gift Ideas

Gift Ideas For Couples
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Couples

by admin June 3, 2019

by admin June 3, 2019

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Couples . The couple who’s always…
Birthday Gift Inspirations
Top 24 Return Gift Ideas for 1st Birthday

by admin June 2, 2019

by admin June 2, 2019

Top 24 Return Gift Ideas for 1st Birthday .How to Select the Perfect Birthday Celebration GiftYes, we…
Mothers Day Gift Ideas
Best 30 Mother 70th Birthday Gift Ideas

by admin June 2, 2019

by admin June 2, 2019

Best 30 Mother 70th Birthday Gift Ideas .The last point any kind of mom desires is a…
Mothers Day Gift Ideas
30 Best Gift Ideas for Your Mother

by admin June 2, 2019

by admin June 2, 2019

30 Best Gift Ideas for Your Mother .The last thing any type of mama desires is a…
Birthday Gift Inspirations
The top 24 Ideas About Dad Birthday Gifts From Daughter

by admin June 1, 2019

by admin June 1, 2019

The top 24 Ideas About Dad Birthday Gifts From Daughter . Certain, your birthday woman likes her…
Mothers Day Gift Ideas
The 30 Best Ideas for What to Make for Mother's Day Gift Ideas

by admin May 30, 2019

by admin May 30, 2019

The 30 Best Ideas for What to Make for Mother&#039;s Day Gift Ideas .The last point any…
Mothers Day Gift Ideas
Top 30 Mother's Day Gift Ideas Amazon

by admin May 30, 2019

by admin May 30, 2019

Top 30 Mother&#039;s Day Gift Ideas Amazon .The last point any type of mom wants is a…
Birthday Gift Inspirations
Top 24 Birthday Return Gifts

by admin May 30, 2019

by admin May 30, 2019

Top 24 Birthday Return Gifts . Sure, you can choose something cool off of the shelf and…
Gift Ideas For Boyfriend
The Best Creative Homemade Gift Ideas Boyfriend

by admin May 29, 2019

by admin May 29, 2019

The Best Creative Homemade Gift Ideas Boyfriend .If your guy’s looking for an outstanding, thoughtful present quickly,…
Gift Basket Ideas
22 Best Ideas Gift Basket Ideas for Mother In Law

by admin May 29, 2019

by admin May 29, 2019

22 Best Ideas Gift Basket Ideas for Mother In Law . Hello Jill: when we do gift…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?