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Best Gift Ideas

Valentines Day Gift Ideas
Top 35 Female Valentine Gift Ideas

by admin May 19, 2019

by admin May 19, 2019

Top 35 Female Valentine Gift Ideas .Shop from these thoughtful and also budget-friendly choices, and also put…
Gift Ideas For Boyfriend
The top 25 Ideas About Meaningful Gift Ideas for Boyfriend

by admin May 18, 2019

by admin May 18, 2019

The top 25 Ideas About Meaningful Gift Ideas for Boyfriend . Has your darling been added wonderful…
Gift Basket Ideas
Top 22 Gift Basket Ideas for Boss

by admin May 18, 2019

by admin May 18, 2019

Top 22 Gift Basket Ideas for Boss . I adore gift baskets! Not just are they cost…
Mothers Day Gift Ideas
30 Best Ideas Mother Daughter Christmas Gift Ideas

by admin May 18, 2019

by admin May 18, 2019

30 Best Ideas Mother Daughter Christmas Gift Ideas .The last point any mom desires is a fistful…
Gift Ideas For Boyfriend
Best 25 Boyfriend Gift Ideas for Birthday

by admin May 17, 2019

by admin May 17, 2019

Best 25 Boyfriend Gift Ideas for Birthday . Has your darling been added wonderful lately? If you…
Mothers Day Gift Ideas
30 Best Ideas 1st Mother Day Gift Ideas

by admin May 16, 2019

by admin May 16, 2019

30 Best Ideas 1st Mother Day Gift Ideas .The last point any type of mother desires is…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother Day Gift Ideas Last Minute

by admin May 16, 2019

by admin May 16, 2019

The 30 Best Ideas for Mother Day Gift Ideas Last Minute .The last thing any mommy wants…
Best Gift Ideas
Top 21 Best Gift Ideas for Mom

by admin May 16, 2019

by admin May 16, 2019

Top 21 Best Gift Ideas for Mom . Obtain a set of these truly cool unisex gloves.…
Wedding Gift Ideas
20 Of the Best Ideas for Wedding Gift Ideas for Bridesmaids

by admin May 15, 2019

by admin May 15, 2019

20 Of the Best Ideas for Wedding Gift Ideas for Bridesmaids . And after that obviously, there…
Gift Ideas For Boyfriend
The 25 Best Ideas for Nerd Gift Ideas for Boyfriend

by admin May 14, 2019

by admin May 14, 2019

The 25 Best Ideas for Nerd Gift Ideas for Boyfriend .Perhaps his last gift to you was…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?