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Best Gift Ideas

Anniversary Gift Ideas
The Best Ideas for Paper Wedding Anniversary Gift Ideas

by admin June 12, 2019

by admin June 12, 2019

The Best Ideas for Paper Wedding Anniversary Gift Ideas .On this day, you realize what a gift…
Mothers Day Gift Ideas
Best 30 Memorial Gift Ideas for Loss Of Mother

by admin June 11, 2019

by admin June 11, 2019

Best 30 Memorial Gift Ideas for Loss Of Mother .The last point any kind of mom wants…
Thank You Gift Ideas
The Best Friend Thank You Gift Ideas

by admin June 11, 2019

by admin June 11, 2019

The Best Friend Thank You Gift Ideas . Thanks for being the world s ideal parents (or…
Gift Ideas For Girls
24 Best Ideas Girls Gift Ideas Age 9

by admin June 11, 2019

by admin June 11, 2019

24 Best Ideas Girls Gift Ideas Age 9 . Women like shocks, particularly gifts. Thus, pamper your…
Gift Ideas For Boys
23 Best Ideas Gift Ideas for Cowboys

by admin June 11, 2019

by admin June 11, 2019

23 Best Ideas Gift Ideas for Cowboys . This gift is both technology and tactile. And also,…
Anniversary Gift Ideas
Top 20 2nd Anniversary Gift Ideas Cotton

by admin June 11, 2019

by admin June 11, 2019

Top 20 2nd Anniversary Gift Ideas Cotton .Please your beloved spouse by gifting an attractive personalized cake…
Holiday Gift Ideas
22 Ideas for Cool Holiday Gift Ideas

by admin June 10, 2019

by admin June 10, 2019

22 Ideas for Cool Holiday Gift Ideas .Our annual present guides aim to make holiday buying individual,…
Mothers Day Gift Ideas
30 Best Ideas Mothers Day Gift Ideas Wife

by admin June 10, 2019

by admin June 10, 2019

30 Best Ideas Mothers Day Gift Ideas Wife .The last point any type of mom wants is…
Mothers Day Gift Ideas
30 Best Mother Day Gift Ideas for New Moms

by admin June 10, 2019

by admin June 10, 2019

30 Best Mother Day Gift Ideas for New Moms .The last thing any kind of mama wants…
Anniversary Gift Ideas
20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas

by admin June 10, 2019

by admin June 10, 2019

20 Best Ideas Fiftieth Wedding Anniversary Gift Ideas .Please your precious partner by gifting an attractive customized…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?