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Best Gift Ideas

Valentines Day Gift Ideas
Top 35 Valentines Gift Ideas for Her Pinterest

by admin June 4, 2019

by admin June 4, 2019

Top 35 Valentines Gift Ideas for Her Pinterest .You’re not a fundamental guy. That suggests when February…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Girlfriend Jewelry Gift Ideas

by admin June 4, 2019

by admin June 4, 2019

35 Of the Best Ideas for Girlfriend Jewelry Gift Ideas . Make your next gift the finest…
Graduation Gift Ideas
25 Best 6th Grade Graduation Gift Ideas

by admin June 4, 2019

by admin June 4, 2019

25 Best 6th Grade Graduation Gift Ideas . Reserve concerning future field or careerDevotionalSelf-help bookFill a clothes…
Mothers Day Gift Ideas
Best 30 Mother's Day Gift Ideas 2020

by admin June 4, 2019

by admin June 4, 2019

Best 30 Mother&#039;s Day Gift Ideas 2020 .The last point any type of mama wants is a…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas for College Daughter

by admin June 3, 2019

by admin June 3, 2019

Top 35 Valentine Gift Ideas for College Daughter .You’re not a basic person. That means when February…
Mothers Day Gift Ideas
Top 30 Mother's Day Delivery Gift Ideas

by admin June 3, 2019

by admin June 3, 2019

Top 30 Mother&#039;s Day Delivery Gift Ideas .The last thing any mother wants is a fistful of…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother Day Diy Gift Ideas

by admin June 3, 2019

by admin June 3, 2019

The 30 Best Ideas for Mother Day Diy Gift Ideas .The last thing any mom wants is…
Anniversary Gift Ideas
The Best Gift Ideas for Parents 50th Anniversary

by admin June 3, 2019

by admin June 3, 2019

The Best Gift Ideas for Parents 50th Anniversary .Please your beloved partner by gifting a gorgeous individualized…
Gift Ideas For Couples
20 Of the Best Ideas for 25th Anniversary Gift Ideas for Couples

by admin June 3, 2019

by admin June 3, 2019

20 Of the Best Ideas for 25th Anniversary Gift Ideas for Couples . The couple who’s always…
Birthday Gift Inspirations
Top 24 Return Gift Ideas for 1st Birthday

by admin June 2, 2019

by admin June 2, 2019

Top 24 Return Gift Ideas for 1st Birthday .How to Select the Perfect Birthday Celebration GiftYes, we…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?