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Best Gift Ideas

Wedding Gift Ideas
20 Of the Best Ideas for Gift Ideas for Parents for Wedding

by admin June 7, 2019

by admin June 7, 2019

20 Of the Best Ideas for Gift Ideas for Parents for Wedding .A collection of baggage is…
Gift Ideas For Girlfriend
The Best Girlfriend Gift Ideas Pinterest

by admin June 7, 2019

by admin June 7, 2019

The Best Girlfriend Gift Ideas Pinterest .It doesn t have to be a birthday celebration, wedding anniversary,…
Gift Ideas For Girlfriend
35 Ideas for Girlfriend Birthday Gift Ideas Reddit

by admin June 7, 2019

by admin June 7, 2019

35 Ideas for Girlfriend Birthday Gift Ideas Reddit .It doesn t need to be a birthday celebration,…
Mothers Day Gift Ideas
30 Best Ideas 1st Mothers Day Gift Ideas

by admin June 6, 2019

by admin June 6, 2019

30 Best Ideas 1st Mothers Day Gift Ideas .The last point any mama desires is a fistful…
Mothers Day Gift Ideas
The top 30 Ideas About Mother to Daughter Wedding Gift Ideas

by admin June 6, 2019

by admin June 6, 2019

The top 30 Ideas About Mother to Daughter Wedding Gift Ideas .The last point any kind of…
Gift Ideas For Girlfriend
35 Best Ideas Romantic Gift Ideas for Girlfriend

by admin June 6, 2019

by admin June 6, 2019

35 Best Ideas Romantic Gift Ideas for Girlfriend . Make your next gift the finest gift for…
Gift Ideas For Boyfriend
25 Best Ideas Unique Gift Ideas for Boyfriend

by admin June 5, 2019

by admin June 5, 2019

25 Best Ideas Unique Gift Ideas for Boyfriend .If your individual’s in need of an amazing, thoughtful…
Gift Ideas For Boyfriend
The top 25 Ideas About Boyfriend Homemade Gift Ideas

by admin June 5, 2019

by admin June 5, 2019

The top 25 Ideas About Boyfriend Homemade Gift Ideas .If your guy’s looking for an awesome, thoughtful…
Mothers Day Gift Ideas
30 Best Mother Day Gift Ideas Homemade

by admin June 5, 2019

by admin June 5, 2019

30 Best Mother Day Gift Ideas Homemade .The last point any type of mom wants is a…
Gift Ideas For Boyfriend
Best 25 Cheap Birthday Gift Ideas for Boyfriend

by admin June 4, 2019

by admin June 4, 2019

Best 25 Cheap Birthday Gift Ideas for Boyfriend .Maybe his last gift to you was a loser…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?