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Best Gift Ideas

Anniversary Gift Ideas
20 Best 7 Year Anniversary Gift Ideas for Him

by admin June 15, 2019

by admin June 15, 2019

20 Best 7 Year Anniversary Gift Ideas for Him .You enjoy your spouse and you despise them…
Wedding Gift Ideas
20 Best Ideas Ideas for Wedding Gift

by admin June 15, 2019

by admin June 15, 2019

20 Best Ideas Ideas for Wedding Gift .A collection of luggage is an ideal gift for the…
Gift Ideas For Boyfriend
25 Best Gift Ideas for Boyfriend On Valentine's Day

by admin June 14, 2019

by admin June 14, 2019

25 Best Gift Ideas for Boyfriend On Valentine&#039;s Day . Has your darling been added pleasant recently?…
Anniversary Gift Ideas
20 Of the Best Ideas for Third Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

20 Of the Best Ideas for Third Anniversary Gift Ideas .On this day, you realize what a…
Anniversary Gift Ideas
Best 20 14 Year Anniversary Gift Ideas

by admin June 14, 2019

by admin June 14, 2019

Best 20 14 Year Anniversary Gift Ideas .On this day, you realize what a gift it was…
Gift Ideas For Boyfriend
Best 25 Valentines Day Gift Ideas for Boyfriends

by admin June 14, 2019

by admin June 14, 2019

Best 25 Valentines Day Gift Ideas for Boyfriends .Maybe his last gift to you was a loser…
Birthday Gift Inspirations
Top 24 Gift Ideas for Dad Birthday

by admin June 13, 2019

by admin June 13, 2019

Top 24 Gift Ideas for Dad Birthday . Certain, your birthday lady enjoys her share of cake…
Anniversary Gift Ideas
20 Best Ideas Tin Anniversary Gift Ideas

by admin June 13, 2019

by admin June 13, 2019

20 Best Ideas Tin Anniversary Gift Ideas .On this day, you understand what a gift it was…
Gift Ideas For Girlfriend
The top 35 Ideas About Holiday Gift Ideas for Girlfriend

by admin June 13, 2019

by admin June 13, 2019

The top 35 Ideas About Holiday Gift Ideas for Girlfriend .It doesn t need to be a…
Gift Ideas For Couples
20 Of the Best Ideas for Gift Ideas for Engagement Couple

by admin June 13, 2019

by admin June 13, 2019

20 Of the Best Ideas for Gift Ideas for Engagement Couple .Locating presents for pairs is a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?