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Best Gift Ideas

Anniversary Gift Ideas
20 Ideas for 3 Year Anniversary Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

20 Ideas for 3 Year Anniversary Gift Ideas for Him .You like your spouse as well as…
Anniversary Gift Ideas
The top 20 Ideas About Fifth Anniversary Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

The top 20 Ideas About Fifth Anniversary Gift Ideas for Him .Please your precious partner by gifting…
Valentines Day Gift Ideas
35 Best Creative Valentines Gift Ideas for Him

by admin July 8, 2019

by admin July 8, 2019

35 Best Creative Valentines Gift Ideas for Him .You’re not a standard guy. That suggests when February…
Mothers Day Gift Ideas
Best 30 Mother Day Homemade Gift Ideas

by admin July 7, 2019

by admin July 7, 2019

Best 30 Mother Day Homemade Gift Ideas .The last point any type of mama wants is a…
Gift Ideas For Girlfriend
Best 35 Good Gift Ideas for Girlfriend

by admin July 7, 2019

by admin July 7, 2019

Best 35 Good Gift Ideas for Girlfriend .It doesn t need to be a birthday, anniversary, or…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Grandmothers Birthday

by admin July 7, 2019

by admin July 7, 2019

The 30 Best Ideas for Gift Ideas for Grandmothers Birthday .The last thing any mother desires is…
Gift Ideas For Girlfriend
Top 35 College Graduation Gift Ideas for Girlfriend

by admin July 7, 2019

by admin July 7, 2019

Top 35 College Graduation Gift Ideas for Girlfriend . Make your next gift the best gift for…
Gift Basket Ideas
Best 22 Easter Gift Baskets Ideas

by admin July 6, 2019

by admin July 6, 2019

Best 22 Easter Gift Baskets Ideas . Hello there Jill: when we do gift baskets, we normally…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Valentine Gift Ideas for Boyfriends

by admin July 6, 2019

by admin July 6, 2019

25 Of the Best Ideas for Valentine Gift Ideas for Boyfriends . Has your sweetheart been added…
Valentines Day Gift Ideas
35 Best Ideas Homemade Valentine Gift Ideas Him

by admin July 6, 2019

by admin July 6, 2019

35 Best Ideas Homemade Valentine Gift Ideas Him .You’re not a basic guy. That indicates when February…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?