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Best Gift Ideas

Mothers Day Gift Ideas
30 Of the Best Ideas for Mothers Day Gift Ideas for Grandma

by admin July 4, 2019

by admin July 4, 2019

30 Of the Best Ideas for Mothers Day Gift Ideas for Grandma .The last thing any type…
Anniversary Gift Ideas
Top 20 20th Anniversary Gift Ideas for Him

by admin July 4, 2019

by admin July 4, 2019

Top 20 20th Anniversary Gift Ideas for Him .On this day, you realize what a gift it…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts Men

by admin July 3, 2019

by admin July 3, 2019

The top 24 Ideas About Birthday Gifts Men . Certain, you can pick something cool down off…
Mothers Day Gift Ideas
30 Best Mother to Be Mother Day Gift Ideas

by admin July 3, 2019

by admin July 3, 2019

30 Best Mother to Be Mother Day Gift Ideas .The last point any mother wants is a…
Birthday Gift Inspirations
The Best Girlfriend Birthday Gift

by admin July 3, 2019

by admin July 3, 2019

The Best Girlfriend Birthday Gift . Sure, you can choose something cool off of the rack and…
Mothers Day Gift Ideas
30 Best Mothers Day Homemade Gift Ideas

by admin July 3, 2019

by admin July 3, 2019

30 Best Mothers Day Homemade Gift Ideas .The last point any type of mother wants is a…
Gift Ideas For Girls
The Best Ideas for Secret Santa Gift Ideas for Girls

by admin July 3, 2019

by admin July 3, 2019

The Best Ideas for Secret Santa Gift Ideas for Girls . When you speak about providing all…
Baby Shower Gift Ideas
30 Best Ideas Gift Ideas for 2 Month Old Baby Boy

by admin July 3, 2019

by admin July 3, 2019

30 Best Ideas Gift Ideas for 2 Month Old Baby Boy .It s a puppet, it s…
Birthday Gift Inspirations
24 Of the Best Ideas for Gift for Friend Birthday

by admin July 2, 2019

by admin July 2, 2019

24 Of the Best Ideas for Gift for Friend Birthday . Certain, you can choose something cool…
Anniversary Gift Ideas
The 20 Best Ideas for Second Wedding Anniversary Gift Ideas for Husband

by admin July 2, 2019

by admin July 2, 2019

The 20 Best Ideas for Second Wedding Anniversary Gift Ideas for Husband .Please your beloved partner by…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?