Category:

Best Gift Ideas

Valentines Day Gift Ideas
Best 35 Valentines Day Ideas Gift Boyfriend

by admin June 20, 2019

by admin June 20, 2019

Best 35 Valentines Day Ideas Gift Boyfriend .Store from these thoughtful and also economical choices, and also…
Best Gift Ideas
21 Ideas for Best Friends Gift Ideas

by admin June 20, 2019

by admin June 20, 2019

21 Ideas for Best Friends Gift Ideas .Roasts are endlessly varied, ranging from the extensively liked single…
Gift Ideas For Couples
The 20 Best Ideas for 15 Year Anniversary Gift Ideas for Couples

by admin June 20, 2019

by admin June 20, 2019

The 20 Best Ideas for 15 Year Anniversary Gift Ideas for Couples .Locating presents for pairs is…
Mothers Day Gift Ideas
The 30 Best Ideas for Gift Ideas for Young Mothers

by admin June 20, 2019

by admin June 20, 2019

The 30 Best Ideas for Gift Ideas for Young Mothers .The last thing any kind of mom…
Mothers Day Gift Ideas
30 Best Ideas Easy Diy Mother's Day Gift Ideas

by admin June 19, 2019

by admin June 19, 2019

30 Best Ideas Easy Diy Mother&#039;s Day Gift Ideas .The last thing any kind of mom desires…
Birthday Gift Inspirations
The Best Ideas for Gift for Dad Birthday

by admin June 19, 2019

by admin June 19, 2019

The Best Ideas for Gift for Dad Birthday . Certain, you can pick something cool down of…
Valentines Day Gift Ideas
The 35 Best Ideas for Valentine Ideas Gift

by admin June 19, 2019

by admin June 19, 2019

The 35 Best Ideas for Valentine Ideas Gift .You’re not a standard guy. That suggests when February…
Valentines Day Gift Ideas
35 Best Ideas Valentines Day Creative Gift Ideas

by admin June 18, 2019

by admin June 18, 2019

35 Best Ideas Valentines Day Creative Gift Ideas .Store from these thoughtful and also affordable picks, and…
Wedding Gift Ideas
20 Best Ideas Fun Second Wedding Gift Ideas

by admin June 18, 2019

by admin June 18, 2019

20 Best Ideas Fun Second Wedding Gift Ideas . And then of program, there are just the…
Birthday Gift Inspirations
The Best 25th Birthday Gift Ideas for Him

by admin June 17, 2019

by admin June 17, 2019

The Best 25th Birthday Gift Ideas for Him .Exactly how to Pick the Perfect Birthday GiftYes, we…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?