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Best Gift Ideas

Mothers Day Gift Ideas
30 Ideas for Gift Ideas for Mother Day

by admin June 24, 2019

by admin June 24, 2019

30 Ideas for Gift Ideas for Mother Day .The last thing any mommy wants is a fistful…
Anniversary Gift Ideas
The Best 8th Anniversary Gift Ideas for Her

by admin June 24, 2019

by admin June 24, 2019

The Best 8th Anniversary Gift Ideas for Her .Please your beloved spouse by gifting a gorgeous tailored…
Valentines Day Gift Ideas
The Best Valentine Day Gift Ideas for Fiance

by admin June 23, 2019

by admin June 23, 2019

The Best Valentine Day Gift Ideas for Fiance .Shop from these thoughtful and budget-friendly picks, and pour…
Mothers Day Gift Ideas
Top 30 Best Mothers Gift Ideas

by admin June 23, 2019

by admin June 23, 2019

Top 30 Best Mothers Gift Ideas .The last thing any type of mommy desires is a fistful…
Anniversary Gift Ideas
The Best Ideas for Gift Ideas for 15th Wedding Anniversary

by admin June 23, 2019

by admin June 23, 2019

The Best Ideas for Gift Ideas for 15th Wedding Anniversary .Please your cherished partner by gifting a…
Gift Ideas For Girlfriend
Top 35 One Year Anniversary Gift Ideas for Girlfriend

by admin June 22, 2019

by admin June 22, 2019

Top 35 One Year Anniversary Gift Ideas for Girlfriend . Make your following gift the ideal gift…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for A Mother In Law

by admin June 22, 2019

by admin June 22, 2019

30 Ideas for Gift Ideas for A Mother In Law .The last thing any kind of mommy…
Anniversary Gift Ideas
The top 20 Ideas About 11th Wedding Anniversary Gift Ideas

by admin June 21, 2019

by admin June 21, 2019

The top 20 Ideas About 11th Wedding Anniversary Gift Ideas .You enjoy your spouse and you dislike…
Gift Ideas For Boyfriend
The Best Ideas for Best Birthday Gift Ideas for Boyfriend

by admin June 21, 2019

by admin June 21, 2019

The Best Ideas for Best Birthday Gift Ideas for Boyfriend .Maybe his last gift to you was…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for My Boyfriend

by admin June 21, 2019

by admin June 21, 2019

25 Of the Best Ideas for Gift Ideas for My Boyfriend .Maybe his last gift to you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?