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Best Gift Ideas

Anniversary Gift Ideas
The 20 Best Ideas for Anniversary Gift Ideas for Girlfriend

by admin June 27, 2019

by admin June 27, 2019

The 20 Best Ideas for Anniversary Gift Ideas for Girlfriend .On this day, you recognize what a…
Mothers Day Gift Ideas
The Best Ideas for First Mother's Day Gift Ideas

by admin June 27, 2019

by admin June 27, 2019

The Best Ideas for First Mother&#039;s Day Gift Ideas .The last thing any mama desires is a…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Candy Gift Ideas for Boyfriend

by admin June 26, 2019

by admin June 26, 2019

25 Of the Best Ideas for Candy Gift Ideas for Boyfriend . Has your darling been added…
Valentines Day Gift Ideas
The 35 Best Ideas for Valentine Day Creative Gift Ideas

by admin June 26, 2019

by admin June 26, 2019

The 35 Best Ideas for Valentine Day Creative Gift Ideas .Store from these thoughtful and also affordable…
Gift Ideas For Girlfriend
35 Best Unique Christmas Gift Ideas for Girlfriend

by admin June 26, 2019

by admin June 26, 2019

35 Best Unique Christmas Gift Ideas for Girlfriend .It doesn t need to be a birthday, wedding…
Gift Ideas For Girlfriend
Top 35 Awesome Gift Ideas for Girlfriend

by admin June 26, 2019

by admin June 26, 2019

Top 35 Awesome Gift Ideas for Girlfriend .It doesn t need to be a birthday celebration, wedding…
Gift Ideas For Girlfriend
Top 35 Free Gift Ideas for Girlfriend

by admin June 26, 2019

by admin June 26, 2019

Top 35 Free Gift Ideas for Girlfriend .It doesn t need to be a birthday celebration, anniversary,…
Gift Ideas For Boyfriend
The top 25 Ideas About Boyfriend Xmas Gift Ideas

by admin June 26, 2019

by admin June 26, 2019

The top 25 Ideas About Boyfriend Xmas Gift Ideas . If you are the smart or Do…
Mothers Day Gift Ideas
The 30 Best Ideas for Mother's Day Gift Ideas for Church Ladies

by admin June 25, 2019

by admin June 25, 2019

The 30 Best Ideas for Mother&#039;s Day Gift Ideas for Church Ladies .The last point any type…
Anniversary Gift Ideas
20 Ideas for 12th Anniversary Gift Ideas

by admin June 24, 2019

by admin June 24, 2019

20 Ideas for 12th Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?