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Best Gift Ideas

Birthday Gift Inspirations
The 24 Best Ideas for Perfect Birthday Gift for Boyfriend

by admin July 16, 2019

by admin July 16, 2019

The 24 Best Ideas for Perfect Birthday Gift for Boyfriend . Certain, you can select something cool…
Valentines Day Gift Ideas
35 Ideas for Valentines Gift Wrapping Ideas

by admin July 15, 2019

by admin July 15, 2019

35 Ideas for Valentines Gift Wrapping Ideas .Store from these thoughtful as well as inexpensive picks, and…
Anniversary Gift Ideas
20 Best Ideas Gift Ideas for 2nd Anniversary

by admin July 15, 2019

by admin July 15, 2019

20 Best Ideas Gift Ideas for 2nd Anniversary .Please your cherished spouse by gifting an attractive customized…
Gift Ideas For Boyfriend
25 Best Ideas Valentine Day Gift Ideas for Boyfriend

by admin July 15, 2019

by admin July 15, 2019

25 Best Ideas Valentine Day Gift Ideas for Boyfriend .Possibly his last gift to you was a…
Valentines Day Gift Ideas
The Best Ideas for Valentines Day Gift Ideas for My Husband

by admin July 15, 2019

by admin July 15, 2019

The Best Ideas for Valentines Day Gift Ideas for My Husband .Shop from these thoughtful and economical…
Mothers Day Gift Ideas
30 Best Ideas Mother's Day Gift Ideas Buzzfeed

by admin July 15, 2019

by admin July 15, 2019

30 Best Ideas Mother&#039;s Day Gift Ideas Buzzfeed .The last point any type of mommy desires is…
Anniversary Gift Ideas
Top 20 18 Year Anniversary Gift Ideas for Him

by admin July 15, 2019

by admin July 15, 2019

Top 20 18 Year Anniversary Gift Ideas for Him .Please your cherished spouse by gifting a lovely…
Gift Ideas For Couples
The Best Camping Gift Ideas for Couples

by admin July 14, 2019

by admin July 14, 2019

The Best Camping Gift Ideas for Couples . The pair who’s constantly holding celebrations most likely does…
Mothers Day Gift Ideas
The top 30 Ideas About Moms First Mothers Day Gift Ideas

by admin July 14, 2019

by admin July 14, 2019

The top 30 Ideas About Moms First Mothers Day Gift Ideas .The last thing any type of…
Anniversary Gift Ideas
The top 20 Ideas About 5 Year Anniversary Gift Ideas Men

by admin July 14, 2019

by admin July 14, 2019

The top 20 Ideas About 5 Year Anniversary Gift Ideas Men .On this day, you recognize what…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?