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Best Gift Ideas

Gift Ideas For Girlfriend
35 Best Unique Gift Ideas for Girlfriend

by admin July 1, 2019

by admin July 1, 2019

35 Best Unique Gift Ideas for Girlfriend . Make your next gift the finest gift for your…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift for Dad who Has Everything

by admin July 1, 2019

by admin July 1, 2019

The Best Ideas for Birthday Gift for Dad who Has Everything . Certain, your birthday celebration woman…
Gift Basket Ideas
The 22 Best Ideas for Beauty Gift Basket Ideas

by admin June 30, 2019

by admin June 30, 2019

The 22 Best Ideas for Beauty Gift Basket Ideas . I love gift baskets! Not only are…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for Girlfriends

by admin June 30, 2019

by admin June 30, 2019

Top 35 Gift Ideas for Girlfriends .It doesn t need to be a birthday celebration, anniversary, or…
Gift Ideas For Girlfriend
35 Ideas for Girlfriend Gift Ideas Romantic

by admin June 30, 2019

by admin June 30, 2019

35 Ideas for Girlfriend Gift Ideas Romantic . Make your next gift the best gift for your…
Holiday Gift Ideas
22 Ideas for Holiday Family Gift Exchange Ideas

by admin June 30, 2019

by admin June 30, 2019

22 Ideas for Holiday Family Gift Exchange Ideas .Our yearly present overviews intend to make holiday shopping…
Anniversary Gift Ideas
The Best Ideas for 17th Anniversary Gift Ideas

by admin June 29, 2019

by admin June 29, 2019

The Best Ideas for 17th Anniversary Gift Ideas .Please your precious partner by gifting an attractive individualized…
Mothers Day Gift Ideas
30 Of the Best Ideas for Mother's Day Gift Ideas for Friends

by admin June 28, 2019

by admin June 28, 2019

30 Of the Best Ideas for Mother&#039;s Day Gift Ideas for Friends .The last point any kind…
Anniversary Gift Ideas
20 Best Ideas 50th Wedding Anniversary Gift Ideas for Aunt and Uncle

by admin June 27, 2019

by admin June 27, 2019

20 Best Ideas 50th Wedding Anniversary Gift Ideas for Aunt and Uncle .On this day, you recognize…
Anniversary Gift Ideas
20 Of the Best Ideas for 1st Year Wedding Anniversary Gift Ideas

by admin June 27, 2019

by admin June 27, 2019

20 Of the Best Ideas for 1st Year Wedding Anniversary Gift Ideas .You love your partner as…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?