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Best Gift Ideas

Wedding Gift Ideas
Best 20 Wedding Gift Engraving Ideas

by admin July 18, 2019

by admin July 18, 2019

Best 20 Wedding Gift Engraving Ideas . And then certainly, there are simply the Fun and also…
Gift Ideas For Boyfriend
The top 25 Ideas About Cute Valentines Gift Ideas for Boyfriend

by admin July 17, 2019

by admin July 17, 2019

The top 25 Ideas About Cute Valentines Gift Ideas for Boyfriend .If your guy’s looking for an…
Gift Ideas For Girlfriend
The Best Ideas for thoughtful Gift Ideas for Girlfriend

by admin July 17, 2019

by admin July 17, 2019

The Best Ideas for thoughtful Gift Ideas for Girlfriend .It doesn t need to be a birthday,…
Holiday Gift Ideas
The top 22 Ideas About Holiday Gift Ideas for Family

by admin July 17, 2019

by admin July 17, 2019

The top 22 Ideas About Holiday Gift Ideas for Family .Our annual gift overviews intend to make…
Gift Ideas For Boyfriend
25 Best Gift Ideas for Daughters Boyfriend

by admin July 16, 2019

by admin July 16, 2019

25 Best Gift Ideas for Daughters Boyfriend . Has your sweetie been extra sweet lately? If you…
Gift Ideas For Boyfriend
The Best Ideas for Valentine's Day Gift Ideas for My Boyfriend

by admin July 16, 2019

by admin July 16, 2019

The Best Ideas for Valentine&#039;s Day Gift Ideas for My Boyfriend . Has your sweetheart been extra…
Mothers Day Gift Ideas
The Best Best Mother's Day Gift Ideas

by admin July 16, 2019

by admin July 16, 2019

The Best Best Mother&#039;s Day Gift Ideas .The last thing any kind of mom desires is a…
Valentines Day Gift Ideas
Top 35 First Married Valentine's Day Gift Ideas

by admin July 16, 2019

by admin July 16, 2019

Top 35 First Married Valentine&#039;s Day Gift Ideas .You’re not a fundamental individual. That means when February…
Fathers Day Gift Ideas
Top 22 top Fathers Day Gift Ideas

by admin July 16, 2019

by admin July 16, 2019

Top 22 top Fathers Day Gift Ideas . If your father is everything about developing the best…
Gift Ideas For Couples
The top 20 Ideas About Cute Couple Gift Ideas

by admin July 16, 2019

by admin July 16, 2019

The top 20 Ideas About Cute Couple Gift Ideas .Discovering presents for pairs is a cinch when…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?