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Best Gift Ideas

Anniversary Gift Ideas
The 20 Best Ideas for 70th Anniversary Gift Ideas

by admin July 2, 2019

by admin July 2, 2019

The 20 Best Ideas for 70th Anniversary Gift Ideas .You like your partner and also you despise…
Mothers Day Gift Ideas
Best 30 Mother's Day Gift Ideas for Daughter In Law

by admin July 1, 2019

by admin July 1, 2019

Best 30 Mother&#039;s Day Gift Ideas for Daughter In Law .The last thing any mommy desires is…
Gift Ideas For Girlfriend
The 35 Best Ideas for Gift Ideas for Girlfriend Reddit

by admin July 1, 2019

by admin July 1, 2019

The 35 Best Ideas for Gift Ideas for Girlfriend Reddit . Make your following gift the ideal…
Gift Ideas For Girlfriend
35 Best Unique Gift Ideas for Girlfriend

by admin July 1, 2019

by admin July 1, 2019

35 Best Unique Gift Ideas for Girlfriend . Make your next gift the finest gift for your…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift for Dad who Has Everything

by admin July 1, 2019

by admin July 1, 2019

The Best Ideas for Birthday Gift for Dad who Has Everything . Certain, your birthday celebration woman…
Gift Basket Ideas
The 22 Best Ideas for Beauty Gift Basket Ideas

by admin June 30, 2019

by admin June 30, 2019

The 22 Best Ideas for Beauty Gift Basket Ideas . I love gift baskets! Not only are…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for Girlfriends

by admin June 30, 2019

by admin June 30, 2019

Top 35 Gift Ideas for Girlfriends .It doesn t need to be a birthday celebration, anniversary, or…
Gift Ideas For Girlfriend
35 Ideas for Girlfriend Gift Ideas Romantic

by admin June 30, 2019

by admin June 30, 2019

35 Ideas for Girlfriend Gift Ideas Romantic . Make your next gift the best gift for your…
Holiday Gift Ideas
22 Ideas for Holiday Family Gift Exchange Ideas

by admin June 30, 2019

by admin June 30, 2019

22 Ideas for Holiday Family Gift Exchange Ideas .Our yearly present overviews intend to make holiday shopping…
Anniversary Gift Ideas
The Best Ideas for 17th Anniversary Gift Ideas

by admin June 29, 2019

by admin June 29, 2019

The Best Ideas for 17th Anniversary Gift Ideas .Please your precious partner by gifting an attractive individualized…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?