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Best Gift Ideas

Wedding Gift Ideas
20 Ideas for Wedding Gift From Groom to Bride Ideas

by admin July 27, 2019

by admin July 27, 2019

20 Ideas for Wedding Gift From Groom to Bride Ideas . And afterwards obviously, there are simply…
Gift Ideas For Boyfriend
25 Best Valentines Gift Ideas Boyfriend

by admin July 26, 2019

by admin July 26, 2019

25 Best Valentines Gift Ideas Boyfriend . If you are the smart or Do It Yourself type,…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Siblings when Baby is Born

by admin July 26, 2019

by admin July 26, 2019

The Best Ideas for Gift Ideas for Siblings when Baby is Born .It s a creature, it…
Mothers Day Gift Ideas
The Best Mother's Day Gift Ideas for Your Wife

by admin July 26, 2019

by admin July 26, 2019

The Best Mother&#039;s Day Gift Ideas for Your Wife .The last thing any type of mommy desires…
Anniversary Gift Ideas
Best 20 6 Month Anniversary Gift Ideas for Him

by admin July 25, 2019

by admin July 25, 2019

Best 20 6 Month Anniversary Gift Ideas for Him .On this day, you understand what a gift…
Gift Ideas For Girlfriend
The top 35 Ideas About Gift Ideas for Nerdy Girlfriend

by admin July 25, 2019

by admin July 25, 2019

The top 35 Ideas About Gift Ideas for Nerdy Girlfriend . Make your next gift the best…
Anniversary Gift Ideas
The 20 Best Ideas for Anniversary Gift Ideas for Sister and Brother In Law

by admin July 25, 2019

by admin July 25, 2019

The 20 Best Ideas for Anniversary Gift Ideas for Sister and Brother In Law .Please your beloved…
Anniversary Gift Ideas
The top 20 Ideas About Copper Anniversary Gift Ideas

by admin July 25, 2019

by admin July 25, 2019

The top 20 Ideas About Copper Anniversary Gift Ideas .You enjoy your spouse and also you despise…
Anniversary Gift Ideas
The Best 2nd Year Anniversary Gift Ideas for Husband

by admin July 25, 2019

by admin July 25, 2019

The Best 2nd Year Anniversary Gift Ideas for Husband .Please your beloved spouse by gifting an attractive…
Gift Ideas For Girlfriend
35 Best Ideas Best Girlfriend Gift Ideas

by admin July 25, 2019

by admin July 25, 2019

35 Best Ideas Best Girlfriend Gift Ideas .It doesn t need to be a birthday, wedding anniversary,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?