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Best Gift Ideas

Gift Ideas For Boyfriend
The top 25 Ideas About Valentine's Day Gift Ideas for Your Boyfriend

by admin July 13, 2019

by admin July 13, 2019

The top 25 Ideas About Valentine&#039;s Day Gift Ideas for Your Boyfriend .Possibly his last gift to…
Gift Ideas For Boys
The 23 Best Ideas for Best Gift Ideas for Boys

by admin July 12, 2019

by admin July 12, 2019

The 23 Best Ideas for Best Gift Ideas for Boys . This gift is part toy, part…
Graduation Gift Ideas
Best 25 College Graduation Gift Ideas for Him

by admin July 12, 2019

by admin July 12, 2019

Best 25 College Graduation Gift Ideas for Him .Whether your high school grad is avoiding to college,…
Graduation Gift Ideas
The Best Ideas for Graduation Gift Card Box Ideas

by admin July 12, 2019

by admin July 12, 2019

The Best Ideas for Graduation Gift Card Box Ideas . It’s the ideal gift they can stand…
Mothers Day Gift Ideas
Best 30 Gift Ideas for Mother's Day

by admin July 11, 2019

by admin July 11, 2019

Best 30 Gift Ideas for Mother&#039;s Day .The last point any mama wants is a fistful of…
Valentines Day Gift Ideas
Best 35 Valentine's Day Homemade Gift Ideas

by admin July 11, 2019

by admin July 11, 2019

Best 35 Valentine&#039;s Day Homemade Gift Ideas .Shop from these thoughtful and also budget-friendly picks, and also…
Thank You Gift Ideas
21 Of the Best Ideas for Thank You Coach Gift Ideas

by admin July 10, 2019

by admin July 10, 2019

21 Of the Best Ideas for Thank You Coach Gift Ideas .When an unique a person exceeds…
Valentines Day Gift Ideas
Top 35 Valentine Class Gift Ideas

by admin July 9, 2019

by admin July 9, 2019

Top 35 Valentine Class Gift Ideas .Shop from these thoughtful and also affordable picks, as well as…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Gift Ideas Your Girlfriend

by admin July 9, 2019

by admin July 9, 2019

35 Of the Best Ideas for Gift Ideas Your Girlfriend .It doesn t need to be a…
Anniversary Gift Ideas
20 Best 50th Anniversary Gift Ideas for Friends

by admin July 8, 2019

by admin July 8, 2019

20 Best 50th Anniversary Gift Ideas for Friends .You enjoy your partner and you dislike them often,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?