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Best Gift Ideas

Anniversary Gift Ideas
20 Ideas for 10 Yr Anniversary Gift Ideas for Him

by admin August 2, 2019

by admin August 2, 2019

20 Ideas for 10 Yr Anniversary Gift Ideas for Him .On this day, you recognize what a…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentine Gift Ideas for Her Malaysia

by admin August 1, 2019

by admin August 1, 2019

35 Of the Best Ideas for Valentine Gift Ideas for Her Malaysia .Shop from these thoughtful and…
Anniversary Gift Ideas
Best 20 Gift Ideas for Girlfriend Anniversary

by admin August 1, 2019

by admin August 1, 2019

Best 20 Gift Ideas for Girlfriend Anniversary .Please your precious spouse by gifting a stunning personalized cake…
Baby Shower Gift Ideas
The 30 Best Ideas for Neutral Baby Gift Ideas

by admin August 1, 2019

by admin August 1, 2019

The 30 Best Ideas for Neutral Baby Gift Ideas .It s a creature, it s a bathroom…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for someone who Lost their Mother

by admin July 31, 2019

by admin July 31, 2019

30 Ideas for Gift Ideas for someone who Lost their Mother .The last point any kind of…
Valentines Day Gift Ideas
35 Best Valentines Day Gift Ideas for Coworkers

by admin July 31, 2019

by admin July 31, 2019

35 Best Valentines Day Gift Ideas for Coworkers .Store from these thoughtful and also budget-friendly picks, and…
Mothers Day Gift Ideas
Best 30 Best Gift Ideas for Mother In Law

by admin July 31, 2019

by admin July 31, 2019

Best 30 Best Gift Ideas for Mother In Law .The last thing any type of mom wants…
Mothers Day Gift Ideas
Best 30 Mother's Day Gift Ideas for Daughters

by admin July 31, 2019

by admin July 31, 2019

Best 30 Mother&#039;s Day Gift Ideas for Daughters .The last point any type of mama wants is…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for Girlfriend Long Distance

by admin July 30, 2019

by admin July 30, 2019

Top 35 Gift Ideas for Girlfriend Long Distance .It doesn t have to be a birthday, anniversary,…
Anniversary Gift Ideas
20 Best Wooden Anniversary Gift Ideas for Her

by admin July 30, 2019

by admin July 30, 2019

20 Best Wooden Anniversary Gift Ideas for Her .Please your cherished spouse by gifting a stunning personalized…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?