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Best Gift Ideas

Anniversary Gift Ideas
The top 20 Ideas About Anniversary Gift Ideas for Her

by admin August 7, 2019

by admin August 7, 2019

The top 20 Ideas About Anniversary Gift Ideas for Her .You enjoy your spouse and you dislike…
Valentines Day Gift Ideas
Best 35 Valentines Day Male Gift Ideas

by admin August 6, 2019

by admin August 6, 2019

Best 35 Valentines Day Male Gift Ideas .Store from these thoughtful and affordable picks, and also pour…
Gift Ideas For Boyfriend
25 Ideas for Valentines Gift Ideas for Boyfriend

by admin August 5, 2019

by admin August 5, 2019

25 Ideas for Valentines Gift Ideas for Boyfriend .If your man’s looking for an incredible, thoughtful existing…
Gift Ideas For Boyfriend
25 Best Simple Gift Ideas for Boyfriend

by admin August 5, 2019

by admin August 5, 2019

25 Best Simple Gift Ideas for Boyfriend .Maybe his last gift to you was a loser and…
Anniversary Gift Ideas
The Best Ideas for sober Anniversary Gift Ideas

by admin August 5, 2019

by admin August 5, 2019

The Best Ideas for sober Anniversary Gift Ideas .You love your partner as well as you despise…
Wedding Gift Ideas
20 Of the Best Ideas for Gift Wrapping Ideas for Wedding Shower

by admin August 4, 2019

by admin August 4, 2019

20 Of the Best Ideas for Gift Wrapping Ideas for Wedding Shower .A collection of travel luggage…
Anniversary Gift Ideas
The 20 Best Ideas for Diy Anniversary Gift Ideas for Him

by admin August 4, 2019

by admin August 4, 2019

The 20 Best Ideas for Diy Anniversary Gift Ideas for Him .Please your beloved partner by gifting…
Valentines Day Gift Ideas
35 Best Gay Valentine Gift Ideas

by admin August 4, 2019

by admin August 4, 2019

35 Best Gay Valentine Gift Ideas .Store from these thoughtful and also affordable picks, as well as…
Gift Ideas For Girlfriend
35 Best Birthday Gift Ideas for Girlfriend Age 25

by admin August 4, 2019

by admin August 4, 2019

35 Best Birthday Gift Ideas for Girlfriend Age 25 .It doesn t have to be a birthday…
Birthday Gift Inspirations
The 24 Best Ideas for 30 Birthday Gift Ideas

by admin August 4, 2019

by admin August 4, 2019

The 24 Best Ideas for 30 Birthday Gift Ideas . Certain, your birthday girl enjoys her share…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?