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Best Gift Ideas

Anniversary Gift Ideas
20 Best Ideas Seven Year Anniversary Gift Ideas

by admin July 19, 2019

by admin July 19, 2019

20 Best Ideas Seven Year Anniversary Gift Ideas .On this day, you recognize what a gift it…
Mothers Day Gift Ideas
Best 30 Mother's Day Diy Gift Ideas

by admin July 19, 2019

by admin July 19, 2019

Best 30 Mother&#039;s Day Diy Gift Ideas .The last point any mom wants is a fistful of…
Gift Basket Ideas
Best 22 Pampering Gift Basket Ideas

by admin July 19, 2019

by admin July 19, 2019

Best 22 Pampering Gift Basket Ideas . I adore gift baskets! Not just are they inexpensive, they…
Anniversary Gift Ideas
The 20 Best Ideas for One Year Anniversary Gift Ideas for Him

by admin July 19, 2019

by admin July 19, 2019

The 20 Best Ideas for One Year Anniversary Gift Ideas for Him .You like your spouse as…
Anniversary Gift Ideas
The Best 1st Anniversary Paper Gift Ideas

by admin July 19, 2019

by admin July 19, 2019

The Best 1st Anniversary Paper Gift Ideas .Please your beloved partner by gifting a stunning individualized cake…
Anniversary Gift Ideas
The 20 Best Ideas for 11 Year Anniversary Gift Ideas for Her

by admin July 18, 2019

by admin July 18, 2019

The 20 Best Ideas for 11 Year Anniversary Gift Ideas for Her .On this day, you realize…
Mothers Day Gift Ideas
30 Best Preschool Mother Day Gift Ideas

by admin July 18, 2019

by admin July 18, 2019

30 Best Preschool Mother Day Gift Ideas .The last point any type of mother wants is a…
Mothers Day Gift Ideas
30 Best Ideas Gift Ideas for Expectant Mothers

by admin July 18, 2019

by admin July 18, 2019

30 Best Ideas Gift Ideas for Expectant Mothers .The last thing any type of mother desires is…
Wedding Gift Ideas
Best 20 Wedding Gift Engraving Ideas

by admin July 18, 2019

by admin July 18, 2019

Best 20 Wedding Gift Engraving Ideas . And then certainly, there are simply the Fun and also…
Gift Ideas For Boyfriend
The top 25 Ideas About Cute Valentines Gift Ideas for Boyfriend

by admin July 17, 2019

by admin July 17, 2019

The top 25 Ideas About Cute Valentines Gift Ideas for Boyfriend .If your guy’s looking for an…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?