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Best Gift Ideas

Gift Ideas For Boyfriend
Top 25 Hockey Gift Ideas for Boyfriend

by admin August 16, 2019

by admin August 16, 2019

Top 25 Hockey Gift Ideas for Boyfriend .If your individual’s looking for an incredible, thoughtful present soon,…
Gift Ideas For Couples
Top 20 Birthday Gift Ideas for Couples

by admin August 16, 2019

by admin August 16, 2019

Top 20 Birthday Gift Ideas for Couples . The couple that’s always hosting celebrations most likely doesn’t…
Anniversary Gift Ideas
Best 20 25th Anniversary Gift Ideas for Husband

by admin August 16, 2019

by admin August 16, 2019

Best 20 25th Anniversary Gift Ideas for Husband .You enjoy your partner and you despise them sometimes,…
Anniversary Gift Ideas
The top 20 Ideas About Fourth Anniversary Gift Ideas for Him

by admin August 14, 2019

by admin August 14, 2019

The top 20 Ideas About Fourth Anniversary Gift Ideas for Him .On this day, you understand what…
Anniversary Gift Ideas
The Best 60 Year Anniversary Gift Ideas

by admin August 14, 2019

by admin August 14, 2019

The Best 60 Year Anniversary Gift Ideas .On this day, you realize what a gift it was…
Gift Basket Ideas
22 Of the Best Ideas for Mexican Gift Basket Ideas

by admin August 14, 2019

by admin August 14, 2019

22 Of the Best Ideas for Mexican Gift Basket Ideas . I adore gift baskets! Not only…
Anniversary Gift Ideas
Best 20 26 Year Anniversary Gift Ideas

by admin August 14, 2019

by admin August 14, 2019

Best 20 26 Year Anniversary Gift Ideas .Please your cherished spouse by gifting a beautiful individualized cake…
Birthday Gift Inspirations
The top 24 Ideas About Unique 1st Birthday Gifts

by admin August 14, 2019

by admin August 14, 2019

The top 24 Ideas About Unique 1st Birthday Gifts .Exactly how to Choose the Perfect Birthday GiftYes,…
Wedding Gift Ideas
The 20 Best Ideas for Wedding Vow Renewal Gift Ideas

by admin August 14, 2019

by admin August 14, 2019

The 20 Best Ideas for Wedding Vow Renewal Gift Ideas . As well as after that of…
Anniversary Gift Ideas
The Best Ideas for 20th Anniversary Gift Ideas

by admin August 11, 2019

by admin August 11, 2019

The Best Ideas for 20th Anniversary Gift Ideas .On this day, you recognize what a gift it…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?