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Best Gift Ideas

Gift Ideas For Boyfriend
25 Of the Best Ideas for Bday Gift Ideas for Boyfriend

by admin July 30, 2019

by admin July 30, 2019

25 Of the Best Ideas for Bday Gift Ideas for Boyfriend .If your guy’s looking for an…
Anniversary Gift Ideas
Best 20 5 Yr Anniversary Gift Ideas

by admin July 29, 2019

by admin July 29, 2019

Best 20 5 Yr Anniversary Gift Ideas .You like your spouse and you hate them sometimes, you…
Mothers Day Gift Ideas
30 Best Ideas Mother Day Gift Ideas 2020

by admin July 29, 2019

by admin July 29, 2019

30 Best Ideas Mother Day Gift Ideas 2020 .The last point any type of mama wants is…
Anniversary Gift Ideas
Best 20 12th Wedding Anniversary Gift Ideas

by admin July 29, 2019

by admin July 29, 2019

Best 20 12th Wedding Anniversary Gift Ideas .Please your cherished partner by gifting an attractive customized cake…
Anniversary Gift Ideas
20 Best 17th Year Anniversary Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

20 Best 17th Year Anniversary Gift Ideas .On this day, you understand what a gift it was…
Gift Ideas For Girlfriend
Top 35 Cheap Gift Ideas for Girlfriend

by admin July 28, 2019

by admin July 28, 2019

Top 35 Cheap Gift Ideas for Girlfriend . Make your next gift the finest gift for your…
Mothers Day Gift Ideas
The 30 Best Ideas for Fairy Godmother Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

The 30 Best Ideas for Fairy Godmother Gift Ideas .The last thing any type of mama wants…
Anniversary Gift Ideas
20 Ideas for 1st Wedding Anniversary Paper Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

20 Ideas for 1st Wedding Anniversary Paper Gift Ideas .Please your beloved spouse by gifting a lovely…
Gift Ideas For Girlfriend
The Best Ideas for Unique Girlfriend Birthday Gift Ideas

by admin July 28, 2019

by admin July 28, 2019

The Best Ideas for Unique Girlfriend Birthday Gift Ideas . Make your following gift the finest gift…
Mothers Day Gift Ideas
The top 30 Ideas About Creative Mothers Day Gift Ideas

by admin July 27, 2019

by admin July 27, 2019

The top 30 Ideas About Creative Mothers Day Gift Ideas .The last thing any type of mommy…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?