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Best Gift Ideas

Valentines Day Gift Ideas
The Best Valentines Teacher Gift Ideas

by admin August 30, 2019

by admin August 30, 2019

The Best Valentines Teacher Gift Ideas .Shop from these thoughtful and also cost effective picks, and put…
Anniversary Gift Ideas
The top 20 Ideas About Fifty Wedding Anniversary Gift Ideas

by admin August 30, 2019

by admin August 30, 2019

The top 20 Ideas About Fifty Wedding Anniversary Gift Ideas .Please your beloved spouse by gifting a…
Birthday Gift Inspirations
The 24 Best Ideas for 50th Birthday Unique Gifts

by admin August 29, 2019

by admin August 29, 2019

The 24 Best Ideas for 50th Birthday Unique Gifts .Just how to Select the Perfect Birthday Celebration…
Birthday Gift Inspirations
24 Best Ideas 40th Birthday Gift Ideas for Sister

by admin August 29, 2019

by admin August 29, 2019

24 Best Ideas 40th Birthday Gift Ideas for Sister .Just how to Choose the Perfect Birthday GiftYes,…
Anniversary Gift Ideas
The Best 2 Year Anniversary Gift Ideas for My Boyfriend

by admin August 28, 2019

by admin August 28, 2019

The Best 2 Year Anniversary Gift Ideas for My Boyfriend .Please your beloved spouse by gifting an…
Wedding Gift Ideas
The top 20 Ideas About Wedding Guest Gift Bag Ideas

by admin August 28, 2019

by admin August 28, 2019

The top 20 Ideas About Wedding Guest Gift Bag Ideas . And after that obviously, there are…
Gift Ideas For Couples
Best 20 Wedding Gift Ideas for Older Couple

by admin August 27, 2019

by admin August 27, 2019

Best 20 Wedding Gift Ideas for Older Couple . The pair that’s always hosting events most likely…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for My Girlfriends Birthday

by admin August 26, 2019

by admin August 26, 2019

Top 35 Gift Ideas for My Girlfriends Birthday .It doesn t have to be a birthday, wedding…
Gift Ideas For Boys
The top 23 Ideas About Gift Ideas for 5 Year Old Boys

by admin August 26, 2019

by admin August 26, 2019

The top 23 Ideas About Gift Ideas for 5 Year Old Boys . If you ve ever…
Gift Ideas For Boyfriend
Top 25 Holiday Gift Ideas for Boyfriends

by admin August 26, 2019

by admin August 26, 2019

Top 25 Holiday Gift Ideas for Boyfriends . If you are the smart or Do It Yourself…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?