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Best Gift Ideas

Holiday Gift Ideas
22 Best Ideas Small Holiday Gift Ideas for Employees

by admin September 5, 2019

by admin September 5, 2019

22 Best Ideas Small Holiday Gift Ideas for Employees .Our yearly gift guides aim to make vacation…
Birthday Gift Inspirations
24 Ideas for 30 Gifts for 30th Birthday for Her

by admin September 5, 2019

by admin September 5, 2019

24 Ideas for 30 Gifts for 30th Birthday for Her . Sure, you can pick something cool…
Best Gift Ideas
The Best Ideas for Unique Gift Ideas for Best Friends

by admin September 5, 2019

by admin September 5, 2019

The Best Ideas for Unique Gift Ideas for Best Friends . Get a pair of these actually…
Anniversary Gift Ideas
20 Best Anniversary Gift Ideas for Grandparents

by admin September 5, 2019

by admin September 5, 2019

20 Best Anniversary Gift Ideas for Grandparents .You enjoy your spouse as well as you despise them…
Anniversary Gift Ideas
Best 20 Two Year Anniversary Gift Ideas

by admin September 5, 2019

by admin September 5, 2019

Best 20 Two Year Anniversary Gift Ideas .You enjoy your partner as well as you despise them…
Anniversary Gift Ideas
The top 20 Ideas About 13th Anniversary Gift Ideas

by admin September 4, 2019

by admin September 4, 2019

The top 20 Ideas About 13th Anniversary Gift Ideas .You love your partner and you dislike them…
Gift Ideas For Girlfriend
35 Ideas for Mother Day Gift Ideas for Girlfriend

by admin September 4, 2019

by admin September 4, 2019

35 Ideas for Mother Day Gift Ideas for Girlfriend .It doesn t need to be a birthday,…
Birthday Gift Inspirations
Top 24 Birthday Gift for 50 Year Old Man

by admin September 4, 2019

by admin September 4, 2019

Top 24 Birthday Gift for 50 Year Old Man . Sure, your birthday celebration woman loves her…
Gift Basket Ideas
The 22 Best Ideas for Stock the Bar Gift Basket Ideas

by admin September 4, 2019

by admin September 4, 2019

The 22 Best Ideas for Stock the Bar Gift Basket Ideas . Hey Jill: when we do…
Birthday Gift Inspirations
24 Best Diy Gifts for Boyfriend Birthday

by admin September 3, 2019

by admin September 3, 2019

24 Best Diy Gifts for Boyfriend Birthday .Exactly how to Choose the Perfect Birthday GiftYes, we understand.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?