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Best Gift Ideas

Baby Shower Gift Ideas
The top 30 Ideas About Baby Girl One Year Old Gift Ideas

by admin August 21, 2019

by admin August 21, 2019

The top 30 Ideas About Baby Girl One Year Old Gift Ideas .It s a puppet, it…
Anniversary Gift Ideas
20 Of the Best Ideas for 10th Anniversary Gift Ideas

by admin August 20, 2019

by admin August 20, 2019

20 Of the Best Ideas for 10th Anniversary Gift Ideas .You love your partner as well as…
Fathers Day Gift Ideas
The Best Father's Day Gift Ideas for Preschoolers to Make

by admin August 20, 2019

by admin August 20, 2019

The Best Father&#039;s Day Gift Ideas for Preschoolers to Make . Assist him take care of his…
Gift Ideas For Girlfriend
The Best Ideas for Christmas Gift Ideas for Girlfriends Parents

by admin August 20, 2019

by admin August 20, 2019

The Best Ideas for Christmas Gift Ideas for Girlfriends Parents .It doesn t need to be a…
Gift Ideas For Boyfriend
25 Best Funny Gift Ideas for Boyfriend

by admin August 20, 2019

by admin August 20, 2019

25 Best Funny Gift Ideas for Boyfriend . Has your sweetheart been extra sweet recently? If you…
Gift Basket Ideas
22 Best 60th Birthday Gift Basket Ideas

by admin August 20, 2019

by admin August 20, 2019

22 Best 60th Birthday Gift Basket Ideas . I adore gift baskets! Not only are they affordable,…
Gift Ideas For Boyfriend
The Best Ideas for Best Christmas Gift Ideas for Boyfriend

by admin August 19, 2019

by admin August 19, 2019

The Best Ideas for Best Christmas Gift Ideas for Boyfriend . If you are the smart or…
Gift Ideas For Boyfriend
25 Ideas for Gift Ideas for athletic Boyfriend

by admin August 19, 2019

by admin August 19, 2019

25 Ideas for Gift Ideas for athletic Boyfriend . If you are the crafty or Do It…
Birthday Gift Inspirations
The top 24 Ideas About Unique Birthday Gifts for Him

by admin August 19, 2019

by admin August 19, 2019

The top 24 Ideas About Unique Birthday Gifts for Him . Certain, your birthday lady likes her…
Gift Ideas For Boys
23 Of the Best Ideas for Gift Ideas for Boys Age 7

by admin August 18, 2019

by admin August 18, 2019

23 Of the Best Ideas for Gift Ideas for Boys Age 7 . This gift is both…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?