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Best Gift Ideas

Gift Ideas For Couples
Top 20 Housewarming Gift Ideas for Couples

by admin September 13, 2019

by admin September 13, 2019

Top 20 Housewarming Gift Ideas for Couples . The couple who’s constantly holding parties possibly does not…
Anniversary Gift Ideas
Best 20 5 Year Anniversary Gift Ideas

by admin September 13, 2019

by admin September 13, 2019

Best 20 5 Year Anniversary Gift Ideas .Please your beloved partner by gifting a lovely individualized cake…
Gift Ideas For Boyfriend
25 Ideas for Ideas for Valentines Gift for Boyfriend

by admin September 12, 2019

by admin September 12, 2019

25 Ideas for Ideas for Valentines Gift for Boyfriend . If you are the crafty or Do…
Valentines Day Gift Ideas
The Best Husband Valentines Gift Ideas

by admin September 12, 2019

by admin September 12, 2019

The Best Husband Valentines Gift Ideas .Shop from these thoughtful and also inexpensive picks, and also put…
Gift Ideas For Boys
23 Of the Best Ideas for Xmas Gift Ideas for Boys

by admin September 12, 2019

by admin September 12, 2019

23 Of the Best Ideas for Xmas Gift Ideas for Boys .Males are really basic and possibly…
Anniversary Gift Ideas
The top 20 Ideas About 1 Yr Anniversary Gift Ideas for Her

by admin September 12, 2019

by admin September 12, 2019

The top 20 Ideas About 1 Yr Anniversary Gift Ideas for Her .You like your partner as…
Anniversary Gift Ideas
The Best Fifth Anniversary Gift Ideas for Her

by admin September 11, 2019

by admin September 11, 2019

The Best Fifth Anniversary Gift Ideas for Her .Please your beloved partner by gifting a stunning tailored…
Gift Ideas For Boyfriend
The Best Ideas for College Graduation Gift Ideas for Boyfriend

by admin September 11, 2019

by admin September 11, 2019

The Best Ideas for College Graduation Gift Ideas for Boyfriend . Has your sweetheart been added pleasant…
Anniversary Gift Ideas
20 Ideas for 50 Th Wedding Anniversary Gift Ideas

by admin September 11, 2019

by admin September 11, 2019

20 Ideas for 50 Th Wedding Anniversary Gift Ideas .Please your precious partner by gifting a lovely…
Gift Ideas For Girlfriend
The top 35 Ideas About Last Minute Birthday Gift Ideas for Girlfriend

by admin September 10, 2019

by admin September 10, 2019

The top 35 Ideas About Last Minute Birthday Gift Ideas for Girlfriend . Make your following gift…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?