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Best Gift Ideas

Graduation Gift Ideas
The Best Kindergarten Graduation Gift Ideas for son

by admin September 22, 2019

by admin September 22, 2019

The Best Kindergarten Graduation Gift Ideas for son . Whether graduates are going to college, heading into…
Gift Ideas For Girlfriend
Top 35 Fun Gift Ideas for Girlfriends

by admin September 22, 2019

by admin September 22, 2019

Top 35 Fun Gift Ideas for Girlfriends .It doesn t have to be a birthday, wedding anniversary,…
Birthday Gift Inspirations
24 Ideas for Unique First Birthday Gift Ideas

by admin September 22, 2019

by admin September 22, 2019

24 Ideas for Unique First Birthday Gift Ideas .Exactly how to Choose the Perfect Birthday GiftYes, we…
Thank You Gift Ideas
The top 21 Ideas About thoughtful Thank You Gift Ideas

by admin September 21, 2019

by admin September 21, 2019

The top 21 Ideas About thoughtful Thank You Gift Ideas . Thanks for being the world s…
Anniversary Gift Ideas
20 Ideas for Wedding Anniversary Gift Ideas Husband

by admin September 21, 2019

by admin September 21, 2019

20 Ideas for Wedding Anniversary Gift Ideas Husband .On this day, you understand what a gift it…
Gift Ideas For Girlfriend
The top 35 Ideas About Sentimental Gift Ideas for Girlfriend

by admin September 20, 2019

by admin September 20, 2019

The top 35 Ideas About Sentimental Gift Ideas for Girlfriend .It doesn t need to be a…
Anniversary Gift Ideas
The Best Ideas for 16 Year Anniversary Gift Ideas for Him

by admin September 20, 2019

by admin September 20, 2019

The Best Ideas for 16 Year Anniversary Gift Ideas for Him .On this day, you recognize what…
Graduation Gift Ideas
25 Best College Graduation Gift Ideas for Men

by admin September 19, 2019

by admin September 19, 2019

25 Best College Graduation Gift Ideas for Men . Book regarding future discipline or careerDevotionalSelf-help bookFill a…
Anniversary Gift Ideas
The 20 Best Ideas for 27th Anniversary Gift Ideas

by admin September 19, 2019

by admin September 19, 2019

The 20 Best Ideas for 27th Anniversary Gift Ideas .Please your beloved spouse by gifting an attractive…
Thank You Gift Ideas
21 Of the Best Ideas for Creative Thank You Gift Ideas

by admin September 19, 2019

by admin September 19, 2019

21 Of the Best Ideas for Creative Thank You Gift Ideas . Thanks for being the globe…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?