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Best Gift Ideas

Holiday Gift Ideas
Best 22 Last Minute Holiday Gift Ideas

by admin September 9, 2019

by admin September 9, 2019

Best 22 Last Minute Holiday Gift Ideas .Our annual gift guides aim to make vacation buying personal,…
Anniversary Gift Ideas
20 Of the Best Ideas for Fourth Anniversary Gift Ideas for Her

by admin September 9, 2019

by admin September 9, 2019

20 Of the Best Ideas for Fourth Anniversary Gift Ideas for Her .On this day, you realize…
Gift Ideas For Girlfriend
The Best Ideas for Harry Potter Gift Ideas for Girlfriend

by admin September 9, 2019

by admin September 9, 2019

The Best Ideas for Harry Potter Gift Ideas for Girlfriend .It doesn t have to be a…
Mothers Day Gift Ideas
30 Ideas for Mother's Day Gift Ideas for Grandma

by admin September 9, 2019

by admin September 9, 2019

30 Ideas for Mother&#039;s Day Gift Ideas for Grandma .The last thing any kind of mother wants…
Valentines Day Gift Ideas
The Best Ideas for Preschool Valentine Gift Ideas

by admin September 8, 2019

by admin September 8, 2019

The Best Ideas for Preschool Valentine Gift Ideas .You’re not a standard person. That implies when February…
Gift Ideas For Girlfriend
Best 35 Anniversary Gift Ideas Girlfriend

by admin September 8, 2019

by admin September 8, 2019

Best 35 Anniversary Gift Ideas Girlfriend .It doesn t need to be a birthday celebration, wedding anniversary,…
Gift Ideas For Girlfriend
The top 35 Ideas About Handmade Gift Ideas for Girlfriend

by admin September 8, 2019

by admin September 8, 2019

The top 35 Ideas About Handmade Gift Ideas for Girlfriend .It doesn t need to be a…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentine Candy Gift Ideas

by admin September 8, 2019

by admin September 8, 2019

35 Of the Best Ideas for Valentine Candy Gift Ideas .Shop from these thoughtful as well as…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentine Gift Ideas for Kindergarten

by admin September 8, 2019

by admin September 8, 2019

35 Of the Best Ideas for Valentine Gift Ideas for Kindergarten .Shop from these thoughtful as well…
Gift Ideas For Boyfriend
The 25 Best Ideas for College Boyfriend Gift Ideas

by admin September 7, 2019

by admin September 7, 2019

The 25 Best Ideas for College Boyfriend Gift Ideas . If you are the smart or Do…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?