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Best Gift Ideas

Gift Ideas For Girlfriend
35 Ideas for 30th Birthday Gift Ideas for Girlfriend

by admin September 24, 2019

by admin September 24, 2019

35 Ideas for 30th Birthday Gift Ideas for Girlfriend . Make your following gift the best gift…
Gift Ideas For Girls
Top 24 First Communion Gift Ideas for Girls

by admin September 24, 2019

by admin September 24, 2019

Top 24 First Communion Gift Ideas for Girls . Women love shocks, particularly gifts. Therefore, indulge your…
Gift Ideas For Couples
20 Best Ideas Wedding Gift Ideas for Couple who Have Everything

by admin September 24, 2019

by admin September 24, 2019

20 Best Ideas Wedding Gift Ideas for Couple who Have Everything . The couple who’s always hosting…
Gift Basket Ideas
The top 22 Ideas About Basketball Gift Basket Ideas

by admin September 24, 2019

by admin September 24, 2019

The top 22 Ideas About Basketball Gift Basket Ideas . Hey Jill: when we do gift baskets,…
Birthday Gift Inspirations
The Best Birthday Gifts for My Wife

by admin September 24, 2019

by admin September 24, 2019

The Best Birthday Gifts for My Wife . Sure, your birthday woman loves her share of cake…
Gift Ideas For Boys
23 Best Gift Ideas for Boys Age 6

by admin September 24, 2019

by admin September 24, 2019

23 Best Gift Ideas for Boys Age 6 . This gift is both tech as well as…
Anniversary Gift Ideas
The Best Ideas for 55th Wedding Anniversary Gift Ideas

by admin September 24, 2019

by admin September 24, 2019

The Best Ideas for 55th Wedding Anniversary Gift Ideas .You like your partner and also you hate…
Gift Ideas For Couples
Best 20 Couple Birthday Gift Ideas

by admin September 23, 2019

by admin September 23, 2019

Best 20 Couple Birthday Gift Ideas . The pair who’s always hosting events most likely does not…
Gift Ideas For Boys
Best 23 Gift Ideas for 15 Year Old Boys

by admin September 23, 2019

by admin September 23, 2019

Best 23 Gift Ideas for 15 Year Old Boys . This gift is both tech and tactile.…
Thank You Gift Ideas
21 Best Ideas Thank You for Your Service Gift Ideas

by admin September 23, 2019

by admin September 23, 2019

21 Best Ideas Thank You for Your Service Gift Ideas .When an unique somebody exceeds as well…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?