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Best Gift Ideas

Anniversary Gift Ideas
20 Ideas for Sixth Anniversary Gift Ideas

by admin October 7, 2019

by admin October 7, 2019

20 Ideas for Sixth Anniversary Gift Ideas .Please your beloved partner by gifting an attractive customized cake…
Anniversary Gift Ideas
20 Best Linen Anniversary Gift Ideas

by admin October 7, 2019

by admin October 7, 2019

20 Best Linen Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake featuring…
Gift Ideas For Boyfriend
The Best Ideas for Valentines Gift for Boyfriend Ideas

by admin October 7, 2019

by admin October 7, 2019

The Best Ideas for Valentines Gift for Boyfriend Ideas . If you are the smart or DIY…
Gift Ideas For Boyfriend
The Best Graduation Gift Ideas for Boyfriend

by admin October 7, 2019

by admin October 7, 2019

The Best Graduation Gift Ideas for Boyfriend .Maybe his last gift to you was a loser and…
Anniversary Gift Ideas
The top 20 Ideas About First Anniversary Gift Ideas for Couple

by admin October 7, 2019

by admin October 7, 2019

The top 20 Ideas About First Anniversary Gift Ideas for Couple .On this day, you realize what…
Graduation Gift Ideas
The top 25 Ideas About Girl Graduation Gift Ideas High School

by admin October 7, 2019

by admin October 7, 2019

The top 25 Ideas About Girl Graduation Gift Ideas High School .Precious jewelry is a wonderful option…
Anniversary Gift Ideas
The 20 Best Ideas for Unique Anniversary Gift Ideas

by admin October 7, 2019

by admin October 7, 2019

The 20 Best Ideas for Unique Anniversary Gift Ideas .You enjoy your spouse and also you dislike…
Fathers Day Gift Ideas
The Best First Time Fathers Day Gift Ideas

by admin October 6, 2019

by admin October 6, 2019

The Best First Time Fathers Day Gift Ideas .Papa says he is carefree and also wants for…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Valentines Gift Ideas for Girlfriend

by admin October 6, 2019

by admin October 6, 2019

35 Of the Best Ideas for Valentines Gift Ideas for Girlfriend . Make your next gift the…
Anniversary Gift Ideas
20 Ideas for One Year Anniversary Gift Ideas for Her

by admin October 6, 2019

by admin October 6, 2019

20 Ideas for One Year Anniversary Gift Ideas for Her .You love your partner and also you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?