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Best Gift Ideas

Fathers Day Gift Ideas
The Best Ideas for Personalized Fathers Day Gift Ideas

by admin September 30, 2019

by admin September 30, 2019

The Best Ideas for Personalized Fathers Day Gift Ideas . Help him look after his skin with…
Mothers Day Gift Ideas
30 Of the Best Ideas for Mother's Day Gift Ideas for Grandmother

by admin September 30, 2019

by admin September 30, 2019

30 Of the Best Ideas for Mother&#039;s Day Gift Ideas for Grandmother .The last point any kind…
Birthday Gift Inspirations
The Best Romantic Birthday Gift Ideas Boyfriend

by admin September 30, 2019

by admin September 30, 2019

The Best Romantic Birthday Gift Ideas Boyfriend . Sure, you can select something cool down off of…
Mothers Day Gift Ideas
The 30 Best Ideas for Amazon Mothers Day Gift Ideas

by admin September 29, 2019

by admin September 29, 2019

The 30 Best Ideas for Amazon Mothers Day Gift Ideas .The last thing any type of mommy…
Valentines Day Gift Ideas
35 Ideas for Valentine Day Gift Ideas for Women

by admin September 29, 2019

by admin September 29, 2019

35 Ideas for Valentine Day Gift Ideas for Women .You’re not a basic individual. That means when…
Anniversary Gift Ideas
20 Best Ideas 60th Wedding Anniversary Gift Ideas for Parents

by admin September 28, 2019

by admin September 28, 2019

20 Best Ideas 60th Wedding Anniversary Gift Ideas for Parents .Please your cherished spouse by gifting a…
Gift Ideas For Girlfriend
35 Best Ideas Sweet Gift Ideas for Girlfriends

by admin September 28, 2019

by admin September 28, 2019

35 Best Ideas Sweet Gift Ideas for Girlfriends . Make your following gift the best gift for…
Anniversary Gift Ideas
20 Best Husband Anniversary Gift Ideas

by admin September 28, 2019

by admin September 28, 2019

20 Best Husband Anniversary Gift Ideas .On this day, you realize what a gift it was to…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift Ideas for Girlfriend

by admin September 27, 2019

by admin September 27, 2019

The Best Ideas for Birthday Gift Ideas for Girlfriend .How to Pick the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
24 Ideas for 60th Birthday Gag Gifts

by admin September 27, 2019

by admin September 27, 2019

24 Ideas for 60th Birthday Gag Gifts .Exactly how to Select the Perfect Birthday Celebration GiftYes, we…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?