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Best Gift Ideas

Anniversary Gift Ideas
20 Ideas for 12th Anniversary Gift Ideas Modern

by admin October 27, 2019

by admin October 27, 2019

20 Ideas for 12th Anniversary Gift Ideas Modern .On this day, you realize what a gift it…
Gift Ideas For Girlfriend
The Best Christmas Gift Ideas for Girlfriend Pinterest

by admin October 27, 2019

by admin October 27, 2019

The Best Christmas Gift Ideas for Girlfriend Pinterest .It doesn t need to be a birthday celebration,…
Gift Ideas For Girlfriend
35 Ideas for Gift Ideas for New Girlfriend

by admin October 27, 2019

by admin October 27, 2019

35 Ideas for Gift Ideas for New Girlfriend . Make your following gift the best gift for…
Gift Ideas For Girls
Top 24 Gift Ideas 12 Year Old Girls

by admin October 27, 2019

by admin October 27, 2019

Top 24 Gift Ideas 12 Year Old Girls . Ladies love surprises, especially gifts. Therefore, indulge your…
Anniversary Gift Ideas
Best 20 Fourth Anniversary Gift Ideas

by admin October 26, 2019

by admin October 26, 2019

Best 20 Fourth Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous tailored cake featuring…
Anniversary Gift Ideas
The 20 Best Ideas for Cotton Anniversary Gift Ideas

by admin October 26, 2019

by admin October 26, 2019

The 20 Best Ideas for Cotton Anniversary Gift Ideas .You like your partner and you hate them…
Gift Ideas For Girlfriend
Best 35 Cute Gift Ideas for Girlfriend Homemade

by admin October 26, 2019

by admin October 26, 2019

Best 35 Cute Gift Ideas for Girlfriend Homemade .It doesn t have to be a birthday celebration,…
Gift Ideas For Girlfriend
The Best Ideas for Homemade Gift Ideas for Girlfriend

by admin October 25, 2019

by admin October 25, 2019

The Best Ideas for Homemade Gift Ideas for Girlfriend . Make your next gift the finest gift…
Wedding Gift Ideas
The Best Ideas for Wedding Gift Card Boxes Ideas

by admin October 25, 2019

by admin October 25, 2019

The Best Ideas for Wedding Gift Card Boxes Ideas .A collection of luggage is an excellent gift…
Anniversary Gift Ideas
20 Best Ideas 25th Wedding Anniversary Gift Ideas

by admin October 25, 2019

by admin October 25, 2019

20 Best Ideas 25th Wedding Anniversary Gift Ideas .You like your spouse and you hate them occasionally,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?