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Best Gift Ideas

Anniversary Gift Ideas
20 Ideas for Gift Ideas for 6 Month Anniversary

by admin October 5, 2019

by admin October 5, 2019

20 Ideas for Gift Ideas for 6 Month Anniversary .You enjoy your partner as well as you…
Graduation Gift Ideas
Top 25 High School Graduation Gift Ideas for Niece

by admin October 4, 2019

by admin October 4, 2019

Top 25 High School Graduation Gift Ideas for Niece .Whether your high school graduate is heading off…
Gift Ideas For Girls
The Best Ideas for Gift Ideas for Girls Age 11

by admin October 4, 2019

by admin October 4, 2019

The Best Ideas for Gift Ideas for Girls Age 11 . Ladies like shocks, especially gifts. Therefore,…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Guests at Baby Shower

by admin October 4, 2019

by admin October 4, 2019

The Best Ideas for Gift Ideas for Guests at Baby Shower .It s a creature, it s…
Anniversary Gift Ideas
Best 20 25th Anniversary Gift Ideas for Him

by admin October 4, 2019

by admin October 4, 2019

Best 20 25th Anniversary Gift Ideas for Him .Please your precious spouse by gifting a gorgeous personalized…
Anniversary Gift Ideas
Top 20 18th Anniversary Gift Ideas

by admin October 4, 2019

by admin October 4, 2019

Top 20 18th Anniversary Gift Ideas .Please your beloved partner by gifting a lovely personalized cake including…
Gift Ideas For Boyfriend
25 Best Ideas Gay Boyfriend Gift Ideas

by admin October 3, 2019

by admin October 3, 2019

25 Best Ideas Gay Boyfriend Gift Ideas . Has your darling been additional wonderful lately? If you…
Anniversary Gift Ideas
20 Ideas for 30th Wedding Anniversary Gift Ideas for Parents

by admin October 3, 2019

by admin October 3, 2019

20 Ideas for 30th Wedding Anniversary Gift Ideas for Parents .You love your spouse as well as…
Wedding Gift Ideas
20 Ideas for Ideas for A Wedding Gift

by admin October 3, 2019

by admin October 3, 2019

20 Ideas for Ideas for A Wedding Gift .A set of luggage is an ideal gift for…
Gift Basket Ideas
The top 22 Ideas About Gift Basket Giveaway Ideas

by admin October 3, 2019

by admin October 3, 2019

The top 22 Ideas About Gift Basket Giveaway Ideas . I love gift baskets! Not just are…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?