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Best Gift Ideas

Gift Ideas For Girlfriend
The 35 Best Ideas for New Girlfriend Gift Ideas

by admin October 24, 2019

by admin October 24, 2019

The 35 Best Ideas for New Girlfriend Gift Ideas .It doesn t have to be a birthday…
Baby Shower Gift Ideas
30 Best Ideas Grandpa Gift Ideas From Baby

by admin October 23, 2019

by admin October 23, 2019

30 Best Ideas Grandpa Gift Ideas From Baby .It s a creature, it s a bathroom mitt,…
Anniversary Gift Ideas
20 Best Ideas 20 Year Anniversary Gift Ideas

by admin October 23, 2019

by admin October 23, 2019

20 Best Ideas 20 Year Anniversary Gift Ideas .Please your precious partner by gifting a gorgeous individualized…
Gift Ideas For Boyfriend
The Best Homemade Gift Ideas for Boyfriend

by admin October 23, 2019

by admin October 23, 2019

The Best Homemade Gift Ideas for Boyfriend .Possibly his last gift to you was a loser and…
Valentines Day Gift Ideas
Best 35 Valentines Gift for Her Ideas

by admin October 23, 2019

by admin October 23, 2019

Best 35 Valentines Gift for Her Ideas .You’re not a standard person. That implies when February 14…
Holiday Gift Ideas
22 Ideas for Work Holiday Gift Ideas

by admin October 23, 2019

by admin October 23, 2019

22 Ideas for Work Holiday Gift Ideas .Our yearly gift guides aim to make holiday shopping individual,…
Birthday Gift Inspirations
The Best Ideas for Easy Diy Birthday Gifts

by admin October 23, 2019

by admin October 23, 2019

The Best Ideas for Easy Diy Birthday Gifts .Exactly how to Select the Perfect Birthday Celebration GiftYes,…
Gift Ideas For Boyfriend
25 Ideas for Valentines Day Gift Ideas for My Boyfriend

by admin October 22, 2019

by admin October 22, 2019

25 Ideas for Valentines Day Gift Ideas for My Boyfriend . Has your sweetheart been additional sweet…
Mothers Day Gift Ideas
30 Ideas for Easy Mother's Day Gift Ideas

by admin October 22, 2019

by admin October 22, 2019

30 Ideas for Easy Mother&#039;s Day Gift Ideas .The last thing any kind of mama desires is…
Gift Ideas For Couples
The Best Ideas for 10 Year Wedding Anniversary Gift Ideas for Couple

by admin October 21, 2019

by admin October 21, 2019

The Best Ideas for 10 Year Wedding Anniversary Gift Ideas for Couple . The pair that’s always…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?