Category:

Best Gift Ideas

Birthday Gift Inspirations
24 Best Ideas 9 Year Old Birthday Girl Gift Ideas

by admin October 10, 2019

by admin October 10, 2019

24 Best Ideas 9 Year Old Birthday Girl Gift Ideas . Certain, your birthday lady likes her…
Gift Ideas For Couples
The Best Gift Ideas for Young Married Couples

by admin October 10, 2019

by admin October 10, 2019

The Best Gift Ideas for Young Married Couples . The pair that’s constantly hosting celebrations possibly doesn’t…
Gift Basket Ideas
The Best Ideas for Gift Baskets Ideas for Him

by admin October 9, 2019

by admin October 9, 2019

The Best Ideas for Gift Baskets Ideas for Him .Certainly, you can load a gift basket with…
Gift Ideas For Boyfriend
Best 25 Valentine Gift for Boyfriend Ideas

by admin October 9, 2019

by admin October 9, 2019

Best 25 Valentine Gift for Boyfriend Ideas . If you are the crafty or Do It Yourself…
Gift Ideas For Couples
The Best Ideas for Christmas Gift Ideas for Couple

by admin October 9, 2019

by admin October 9, 2019

The Best Ideas for Christmas Gift Ideas for Couple .Finding presents for couples is a cinch when…
Valentines Day Gift Ideas
35 Best Valentine Gift Ideas for 16 Year Old Boyfriend

by admin October 8, 2019

by admin October 8, 2019

35 Best Valentine Gift Ideas for 16 Year Old Boyfriend .You’re not a basic man. That suggests…
Gift Ideas For Girlfriend
35 Best Ideas Great Gift Ideas for Your Girlfriend

by admin October 8, 2019

by admin October 8, 2019

35 Best Ideas Great Gift Ideas for Your Girlfriend .It doesn t need to be a birthday…
Christmas Gift Ideas
20 Ideas for Christmas Gift Ideas for Young Couples

by admin October 8, 2019

by admin October 8, 2019

20 Ideas for Christmas Gift Ideas for Young Couples .The excellent Christmas gift is something you recognize…
Anniversary Gift Ideas
20 Ideas for Sixth Anniversary Gift Ideas

by admin October 7, 2019

by admin October 7, 2019

20 Ideas for Sixth Anniversary Gift Ideas .Please your beloved partner by gifting an attractive customized cake…
Anniversary Gift Ideas
20 Best Linen Anniversary Gift Ideas

by admin October 7, 2019

by admin October 7, 2019

20 Best Linen Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake featuring…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?