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Best Gift Ideas

Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy

by admin February 29, 2024

by admin February 29, 2024

24 Of the Best Ideas for Birthday Gift for 8 Year Old Boy . Sure, your birthday…
Birthday Gift Inspirations
24 Of the Best Ideas for Gifts for Mom Birthday From Daughter

by admin February 24, 2024

by admin February 24, 2024

24 Of the Best Ideas for Gifts for Mom Birthday From Daughter . Sure, your birthday celebration…
Gift Ideas For Boys
Best 23 Gift Ideas for 14 Year Old Boys

by admin February 10, 2024

by admin February 10, 2024

Best 23 Gift Ideas for 14 Year Old Boys . This gift is component toy, part scientific…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts Wife

by admin February 9, 2024

by admin February 9, 2024

The 24 Best Ideas for Birthday Gifts Wife .Just how to Select the Perfect Birthday Celebration GiftYes,…
Mothers Day Gift Ideas
Best 30 Mothers Day Gift Ideas for Kids to Make

by admin February 4, 2024

by admin February 4, 2024

Best 30 Mothers Day Gift Ideas for Kids to Make .The last thing any mother wants is…
Best Gift Ideas
The top 21 Ideas About Gift Ideas for Best Friend Female

by admin February 2, 2024

by admin February 2, 2024

The top 21 Ideas About Gift Ideas for Best Friend Female . Get a pair of these…
Gift Ideas For Boys
The Best Ideas for top Gift Ideas for 12 Year Old Boys

by admin January 31, 2024

by admin January 31, 2024

The Best Ideas for top Gift Ideas for 12 Year Old Boys . If you ve ever…
Gift Ideas For Boyfriend
The top 25 Ideas About Unique Christmas Gift Ideas for Boyfriend

by admin January 26, 2024

by admin January 26, 2024

The top 25 Ideas About Unique Christmas Gift Ideas for Boyfriend . If you are the crafty…
Gift Basket Ideas
The Best Mom Gift Basket Ideas

by admin January 22, 2024

by admin January 22, 2024

The Best Mom Gift Basket Ideas .Obviously, you can load a gift basket with anything and every…
Birthday Gift Inspirations
Best 24 80th Birthday Gift

by admin January 6, 2024

by admin January 6, 2024

Best 24 80th Birthday Gift . Sure, you can select something cool down of the rack and…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?