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Holiday Gift Ideas

Holiday Gift Ideas
The 22 Best Ideas for Holiday Party Host Gift Ideas

by admin April 23, 2018

by admin April 23, 2018

The 22 Best Ideas for Holiday Party Host Gift Ideas .Our yearly present guides intend to make…
Holiday Gift Ideas
22 Best Pinterest Holiday Gift Ideas

by admin March 26, 2018

by admin March 26, 2018

22 Best Pinterest Holiday Gift Ideas .Our yearly present overviews intend to make holiday purchasing personal, thoughtful,…
Holiday Gift Ideas
22 Best Staff Holiday Gift Ideas

by admin March 21, 2018

by admin March 21, 2018

22 Best Staff Holiday Gift Ideas .Our yearly present guides aim to make vacation shopping individual, thoughtful,…
Holiday Gift Ideas
The Best Ideas for Holiday Gift Ideas for Mom

by admin February 28, 2018

by admin February 28, 2018

The Best Ideas for Holiday Gift Ideas for Mom .Our annual gift overviews intend to make vacation…
Holiday Gift Ideas
22 Of the Best Ideas for Office Holiday Party Gift Ideas

by admin February 18, 2018

by admin February 18, 2018

22 Of the Best Ideas for Office Holiday Party Gift Ideas .Our annual gift overviews intend to…
Holiday Gift Ideas
Best 22 Holiday Client Gift Ideas

by admin February 5, 2018

by admin February 5, 2018

Best 22 Holiday Client Gift Ideas .Our annual present overviews aim to make vacation buying personal, thoughtful,…
Holiday Gift Ideas
Best 22 Company Holiday Gift Ideas

by admin January 26, 2018

by admin January 26, 2018

Best 22 Company Holiday Gift Ideas .Our annual gift overviews intend to make vacation shopping personal, thoughtful,…
Holiday Gift Ideas
22 Best Ideas Sexy Holiday Gift Ideas

by admin December 30, 2017

by admin December 30, 2017

22 Best Ideas Sexy Holiday Gift Ideas .Our yearly gift guides intend to make vacation shopping personal,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?