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Holiday Gift Ideas

Holiday Gift Ideas
The Best Corporate Holiday Gift Ideas

by admin March 10, 2019

by admin March 10, 2019

The Best Corporate Holiday Gift Ideas .Our annual present overviews intend to make vacation buying personal, thoughtful,…
Holiday Gift Ideas
Top 22 Holiday Food Gift Ideas

by admin August 21, 2018

by admin August 21, 2018

Top 22 Holiday Food Gift Ideas .Our annual present guides intend to make vacation purchasing personal, thoughtful,…
Holiday Gift Ideas
22 Best Ideas Holiday Gift Ideas for Wife

by admin August 3, 2018

by admin August 3, 2018

22 Best Ideas Holiday Gift Ideas for Wife .Our yearly present overviews intend to make vacation buying…
Holiday Gift Ideas
22 Ideas for Diy Holiday Gift Ideas

by admin July 25, 2018

by admin July 25, 2018

22 Ideas for Diy Holiday Gift Ideas .Our annual gift overviews intend to make holiday shopping personal,…
Holiday Gift Ideas
22 Ideas for Holiday Gift Ideas for the Wife

by admin July 24, 2018

by admin July 24, 2018

22 Ideas for Holiday Gift Ideas for the Wife .Our annual gift guides aim to make vacation…
Holiday Gift Ideas
Best 22 Fun Holiday Gift Exchange Ideas

by admin June 27, 2018

by admin June 27, 2018

Best 22 Fun Holiday Gift Exchange Ideas .Our annual gift overviews intend to make vacation shopping personal,…
Holiday Gift Ideas
The Best Ideas for Holiday Gift Ideas Moms

by admin May 29, 2018

by admin May 29, 2018

The Best Ideas for Holiday Gift Ideas Moms .Our yearly present guides aim to make vacation buying…
Holiday Gift Ideas
Best 22 Holiday Gift Ideas Under $25

by admin May 27, 2018

by admin May 27, 2018

Best 22 Holiday Gift Ideas Under $25 .Our annual present overviews aim to make holiday buying individual,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?