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Gift Ideas For Couples

Gift Ideas For Couples
Best 20 Gift Certificate Ideas for Couples

by admin January 12, 2019

by admin January 12, 2019

Best 20 Gift Certificate Ideas for Couples . The pair who’s constantly organizing celebrations possibly does not…
Gift Ideas For Couples
20 Best Honeymoon Gift Ideas Couples

by admin November 17, 2018

by admin November 17, 2018

20 Best Honeymoon Gift Ideas Couples . The couple who’s constantly holding events possibly does not need…
Gift Ideas For Couples
Top 20 Gift Ideas for A Married Couple

by admin October 26, 2018

by admin October 26, 2018

Top 20 Gift Ideas for A Married Couple .Locating presents for pairs is a cinch when you…
Gift Ideas For Couples
The Best Gift Ideas for Newly Married Couple

by admin August 27, 2018

by admin August 27, 2018

The Best Gift Ideas for Newly Married Couple .Discovering presents for pairs is a cinch when you…
Gift Ideas For Couples
20 Best Ideas Gift Ideas for A Couple

by admin August 18, 2018

by admin August 18, 2018

20 Best Ideas Gift Ideas for A Couple . The pair who’s constantly organizing celebrations most likely…
Gift Ideas For Couples
20 Ideas for Christmas Gift Ideas for Engaged Couples

by admin July 11, 2018

by admin July 11, 2018

20 Ideas for Christmas Gift Ideas for Engaged Couples .Locating presents for couples is a cinch when…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?