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Christmas Gift Ideas

Christmas Gift Ideas
Go For These Christmas Figures To Make Lasting Memories

by admin January 12, 2021

by admin January 12, 2021

When we talk about the Christmas decor, it is a tradition that everyone loves to take part…
Christmas Gift Ideas
Top 20 New Mum Christmas Gift Ideas

by admin June 16, 2020

by admin June 16, 2020

Top 20 New Mum Christmas Gift Ideas . Whether you’re simply starting to shop for Xmas provides…
Christmas Gift Ideas
20 Of the Best Ideas for 12 Days Of Christmas Gift Ideas for Coworkers

by admin April 14, 2020

by admin April 14, 2020

20 Of the Best Ideas for 12 Days Of Christmas Gift Ideas for Coworkers . Whether you’re…
Christmas Gift Ideas
The Best Gift Ideas for Husband Christmas

by admin April 7, 2020

by admin April 7, 2020

The Best Gift Ideas for Husband Christmas .Discover the best gift for every person on your list,…
Christmas Gift Ideas
The Best Ideas for Gift Ideas for Boyfriend for Christmas

by admin March 15, 2020

by admin March 15, 2020

The Best Ideas for Gift Ideas for Boyfriend for Christmas . Whether you’re simply beginning to go…
Christmas Gift Ideas
Top 20 Christmas Gift Giving Ideas

by admin February 7, 2020

by admin February 7, 2020

Top 20 Christmas Gift Giving Ideas . Whether you’re simply beginning to shop for Christmas provides for…
Christmas Gift Ideas
The Best Christmas Gift Ideas for My Girlfriend

by admin January 4, 2020

by admin January 4, 2020

The Best Christmas Gift Ideas for My Girlfriend .The best Christmas gift is something you recognize they…
Christmas Gift Ideas
The 20 Best Ideas for Christmas Gift Ideas for White Elephant Exchange

by admin December 27, 2019

by admin December 27, 2019

The 20 Best Ideas for Christmas Gift Ideas for White Elephant Exchange . For a DIY Christmas…
Christmas Gift Ideas
20 Best Ideas Christmas Eve Gift Ideas

by admin December 11, 2019

by admin December 11, 2019

20 Best Ideas Christmas Eve Gift Ideas . As your go-to specialist for every little thing one…
Christmas Gift Ideas
20 Best Ideas $25 Christmas Gift Ideas

by admin December 11, 2019

by admin December 11, 2019

20 Best Ideas $25 Christmas Gift Ideas . For a Do It Yourself Xmas gift your loved…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?