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Birthday Gift Inspirations

Birthday Gift Inspirations
The 24 Best Ideas for toddler Birthday Gifts

by admin May 5, 2021

by admin May 5, 2021

The 24 Best Ideas for toddler Birthday Gifts . Sure, you can choose something cool off of…
Birthday Gift Inspirations
The Best Ideas for Sephora Birthday Gift Online

by admin April 25, 2021

by admin April 25, 2021

The Best Ideas for Sephora Birthday Gift Online . Certain, you can select something cool down off…
Birthday Gift Inspirations
Top 24 Birthday Gift for Husband

by admin April 19, 2021

by admin April 19, 2021

Top 24 Birthday Gift for Husband . Sure, your birthday woman enjoys her share of cake and…
Birthday Gift Inspirations
The Best Ideas for Birthday Gifts for Moms

by admin March 17, 2021

by admin March 17, 2021

The Best Ideas for Birthday Gifts for Moms . Certain, you can choose something cool off of…
Birthday Gift Inspirations
Best 24 Birthday Gifts for New Boyfriend

by admin February 28, 2021

by admin February 28, 2021

Best 24 Birthday Gifts for New Boyfriend . Sure, your birthday girl likes her share of cake…
Birthday Gift Inspirations
The top 24 Ideas About 50 Birthday Gifts

by admin February 22, 2021

by admin February 22, 2021

The top 24 Ideas About 50 Birthday Gifts .How to Pick the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
24 Best Diy Birthday Gifts for Her

by admin December 29, 2020

by admin December 29, 2020

24 Best Diy Birthday Gifts for Her . Sure, you can pick something cool off of the…
Birthday Gift Inspirations
The 24 Best Ideas for 60th Birthday Gifts

by admin October 31, 2020

by admin October 31, 2020

The 24 Best Ideas for 60th Birthday Gifts .Just how to Pick the Perfect Birthday Celebration GiftYes,…
Birthday Gift Inspirations
Best 24 Gifts for His Birthday

by admin October 18, 2020

by admin October 18, 2020

Best 24 Gifts for His Birthday .How to Select the Perfect Birthday Celebration GiftYes, we understand. You…
Birthday Gift Inspirations
The Best Birthday Gift for One Year Old

by admin September 30, 2020

by admin September 30, 2020

The Best Birthday Gift for One Year Old .How to Select the Perfect Birthday GiftYes, we understand.…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?