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Birthday Gift Inspirations

Birthday Gift Inspirations
24 Best 1st Birthday Gift Ideas for Girls

by admin March 21, 2022

by admin March 21, 2022

24 Best 1st Birthday Gift Ideas for Girls . Certain, your birthday celebration woman loves her share…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts for Mother

by admin February 20, 2022

by admin February 20, 2022

The top 24 Ideas About Birthday Gifts for Mother . Sure, you can pick something cool down…
Birthday Gift Inspirations
24 Best Ideas 75th Birthday Gifts

by admin February 9, 2022

by admin February 9, 2022

24 Best Ideas 75th Birthday Gifts . Sure, you can select something cool off of the shelf…
Birthday Gift Inspirations
The Best Birthday Gift List

by admin February 2, 2022

by admin February 2, 2022

The Best Birthday Gift List . Sure, your birthday girl loves her share of cake and also…
Birthday Gift Inspirations
Best 24 Return Gifts for Birthday

by admin January 6, 2022

by admin January 6, 2022

Best 24 Return Gifts for Birthday .Exactly how to Choose the Perfect Birthday GiftYes, we know. You…
Birthday Gift Inspirations
24 Best Ideas Birthday Gift for 3 Year Old Girl

by admin January 5, 2022

by admin January 5, 2022

24 Best Ideas Birthday Gift for 3 Year Old Girl . Certain, you can choose something cool…
Birthday Gift Inspirations
The Best Ideas for Return Gift for Birthday Party

by admin December 26, 2021

by admin December 26, 2021

The Best Ideas for Return Gift for Birthday Party . Certain, you can choose something cool down…
Birthday Gift Inspirations
The top 24 Ideas About 21st Birthday Gift Ideas for Him

by admin December 2, 2021

by admin December 2, 2021

The top 24 Ideas About 21st Birthday Gift Ideas for Him .Just how to Pick the Perfect…
Birthday Gift Inspirations
24 Best Gifts for First Birthday Boy

by admin October 29, 2021

by admin October 29, 2021

24 Best Gifts for First Birthday Boy . Certain, you can pick something cool down off of…
Birthday Gift Inspirations
The Best 11 Year Old Girl Birthday Gifts

by admin October 17, 2021

by admin October 17, 2021

The Best 11 Year Old Girl Birthday Gifts . Sure, your birthday woman enjoys her share of…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?