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Birthday Gift Inspirations

Birthday Gift Inspirations
Top 24 Gag Gifts for 40th Birthday

by admin December 17, 2023

by admin December 17, 2023

Top 24 Gag Gifts for 40th Birthday . Certain, you can choose something cool off of the…
Birthday Gift Inspirations
24 Best Ideas Gift for Wife Birthday

by admin December 5, 2023

by admin December 5, 2023

24 Best Ideas Gift for Wife Birthday .Just how to Select the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
Best 24 Great Birthday Gifts for Dad

by admin November 22, 2023

by admin November 22, 2023

Best 24 Great Birthday Gifts for Dad . Sure, your birthday celebration girl likes her share of…
Birthday Gift Inspirations
24 Best Thank You for the Birthday Gift

by admin October 25, 2023

by admin October 25, 2023

24 Best Thank You for the Birthday Gift . Sure, your birthday celebration girl loves her share…
Birthday Gift Inspirations
24 Best Ideas 5 Year Old Birthday Gift

by admin October 9, 2023

by admin October 9, 2023

24 Best Ideas 5 Year Old Birthday Gift . Certain, you can choose something cool down of…
Birthday Gift Inspirations
24 Ideas for Funny 40th Birthday Gifts

by admin October 5, 2023

by admin October 5, 2023

24 Ideas for Funny 40th Birthday Gifts .Just how to Choose the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
Top 24 Funny Birthday Gifts for Her

by admin September 28, 2023

by admin September 28, 2023

Top 24 Funny Birthday Gifts for Her . Certain, your birthday celebration lady enjoys her share of…
Birthday Gift Inspirations
24 Best 13 Year Old Birthday Gift Ideas

by admin August 16, 2023

by admin August 16, 2023

24 Best 13 Year Old Birthday Gift Ideas . Sure, your birthday girl likes her share of…
Birthday Gift Inspirations
The top 24 Ideas About Delivery Birthday Gifts for Him

by admin August 11, 2023

by admin August 11, 2023

The top 24 Ideas About Delivery Birthday Gifts for Him . Sure, your birthday celebration girl likes…
Birthday Gift Inspirations
Best 24 Good First Birthday Gifts

by admin July 18, 2023

by admin July 18, 2023

Best 24 Good First Birthday Gifts .How to Select the Perfect Birthday Celebration GiftYes, we know. You…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?