Category:

Birthday Gift Inspirations

Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gifts for Coworkers

by admin March 8, 2023

by admin March 8, 2023

24 Of the Best Ideas for Birthday Gifts for Coworkers . Sure, you can choose something cool…
Birthday Gift Inspirations
Best 24 Birthday Gifts for 13 Year Olds

by admin March 6, 2023

by admin March 6, 2023

Best 24 Birthday Gifts for 13 Year Olds .Exactly how to Pick the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
The Best Gifts for 60th Birthday

by admin February 21, 2023

by admin February 21, 2023

The Best Gifts for 60th Birthday . Sure, you can choose something cool down off of the…
Birthday Gift Inspirations
24 Best 21st Birthday Gift

by admin February 7, 2023

by admin February 7, 2023

24 Best 21st Birthday Gift . Sure, you can choose something cool down off of the shelf…
Birthday Gift Inspirations
Best 24 21st Birthday Gift Baskets for Her

by admin February 6, 2023

by admin February 6, 2023

Best 24 21st Birthday Gift Baskets for Her . Sure, your birthday girl enjoys her share of…
Birthday Gift Inspirations
24 Of the Best Ideas for 60 Birthday Gift Ideas

by admin January 29, 2023

by admin January 29, 2023

24 Of the Best Ideas for 60 Birthday Gift Ideas . Sure, you can pick something cool…
Birthday Gift Inspirations
The Best Birthday Gifts for A One Year Old

by admin January 24, 2023

by admin January 24, 2023

The Best Birthday Gifts for A One Year Old .Just how to Pick the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
The Best Ideas for 30th Birthday Gifts for Her

by admin January 23, 2023

by admin January 23, 2023

The Best Ideas for 30th Birthday Gifts for Her . Certain, you can pick something cool off…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Teenage Girl

by admin January 16, 2023

by admin January 16, 2023

The 24 Best Ideas for Birthday Gift for Teenage Girl . Sure, your birthday celebration girl enjoys…
Birthday Gift Inspirations
Top 24 Birthday Gifts for 9 Year Old Girl

by admin January 14, 2023

by admin January 14, 2023

Top 24 Birthday Gifts for 9 Year Old Girl .How to Select the Perfect Birthday Celebration GiftYes,…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?