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Birthday Gift Inspirations

Birthday Gift Inspirations
24 Best 13 Year Old Birthday Gift Ideas

by admin August 16, 2023

by admin August 16, 2023

24 Best 13 Year Old Birthday Gift Ideas . Sure, your birthday girl likes her share of…
Birthday Gift Inspirations
The top 24 Ideas About Delivery Birthday Gifts for Him

by admin August 11, 2023

by admin August 11, 2023

The top 24 Ideas About Delivery Birthday Gifts for Him . Sure, your birthday celebration girl likes…
Birthday Gift Inspirations
Best 24 Good First Birthday Gifts

by admin July 18, 2023

by admin July 18, 2023

Best 24 Good First Birthday Gifts .How to Select the Perfect Birthday Celebration GiftYes, we know. You…
Birthday Gift Inspirations
24 Ideas for Mother Birthday Gift

by admin June 11, 2023

by admin June 11, 2023

24 Ideas for Mother Birthday Gift .Just how to Pick the Perfect Birthday GiftYes, we understand. You…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gift for Best Friend

by admin June 9, 2023

by admin June 9, 2023

The 24 Best Ideas for Birthday Gift for Best Friend . Certain, your birthday girl loves her…
Birthday Gift Inspirations
24 Of the Best Ideas for Good Birthday Gifts for Best Friends

by admin June 3, 2023

by admin June 3, 2023

24 Of the Best Ideas for Good Birthday Gifts for Best Friends . Certain, your birthday girl…
Birthday Gift Inspirations
The Best Diy Birthday Gift Ideas

by admin May 12, 2023

by admin May 12, 2023

The Best Diy Birthday Gift Ideas .Exactly how to Select the Perfect Birthday GiftYes, we understand. You…
Birthday Gift Inspirations
24 Of the Best Ideas for Birthday Gifts for A Teenage Girl

by admin April 12, 2023

by admin April 12, 2023

24 Of the Best Ideas for Birthday Gifts for A Teenage Girl . Sure, your birthday girl…
Birthday Gift Inspirations
The 24 Best Ideas for Birthday Gifts for 21 Year Old

by admin April 9, 2023

by admin April 9, 2023

The 24 Best Ideas for Birthday Gifts for 21 Year Old .Exactly how to Select the Perfect…
Birthday Gift Inspirations
Top 24 Same Day Delivery Birthday Gifts

by admin March 9, 2023

by admin March 9, 2023

Top 24 Same Day Delivery Birthday Gifts . Sure, you can select something cool off of the…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?