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Birthday Gift Inspirations

Birthday Gift Inspirations
The Best 80th Birthday Gift Ideas for Mom

by admin April 2, 2025

by admin April 2, 2025

The Best 80th Birthday Gift Ideas for Mom . Certain, your birthday woman enjoys her share of…
Birthday Gift Inspirations
The Best Ideas for Creative Girlfriend Birthday Gift Ideas

by admin March 6, 2025

by admin March 6, 2025

The Best Ideas for Creative Girlfriend Birthday Gift Ideas .Exactly how to Select the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
24 Best Ideas Best Birthday Gift Ever

by admin February 17, 2025

by admin February 17, 2025

24 Best Ideas Best Birthday Gift Ever .How to Select the Perfect Birthday GiftYes, we know. You…
Birthday Gift Inspirations
24 Ideas for Birthday Gifts for Her

by admin February 12, 2025

by admin February 12, 2025

24 Ideas for Birthday Gifts for Her . Sure, your birthday girl enjoys her share of cake…
Birthday Gift Inspirations
Top 24 60th Birthday Gift Ideas for Men

by admin January 10, 2025

by admin January 10, 2025

Top 24 60th Birthday Gift Ideas for Men . Sure, you can select something cool down off…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts for Boyfriend

by admin December 25, 2024

by admin December 25, 2024

The top 24 Ideas About Birthday Gifts for Boyfriend . Certain, you can select something cool off…
Birthday Gift Inspirations
The Best Perfect Birthday Gift for Girlfriend

by admin December 4, 2024

by admin December 4, 2024

The Best Perfect Birthday Gift for Girlfriend . Sure, you can choose something cool down off of…
Birthday Gift Inspirations
Best 24 Best 21st Birthday Gifts

by admin October 17, 2024

by admin October 17, 2024

Best 24 Best 21st Birthday Gifts .Exactly how to Choose the Perfect Birthday GiftYes, we understand. You…
Birthday Gift Inspirations
24 Best Birthday Gift for 3 Year Old Boy

by admin October 8, 2024

by admin October 8, 2024

24 Best Birthday Gift for 3 Year Old Boy . Certain, your birthday lady likes her share…
Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 13 Year Old Girl

by admin September 19, 2024

by admin September 19, 2024

24 Best Ideas Birthday Gifts for 13 Year Old Girl .Exactly how to Choose the Perfect Birthday…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?