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Birthday Gift Inspirations

Birthday Gift Inspirations
Top 24 Birthday Return Gifts

by admin May 30, 2019

by admin May 30, 2019

Top 24 Birthday Return Gifts . Sure, you can choose something cool off of the shelf and…
Birthday Gift Inspirations
24 Best 9 Year Old Boy Birthday Gift Ideas

by admin May 27, 2019

by admin May 27, 2019

24 Best 9 Year Old Boy Birthday Gift Ideas . Sure, your birthday lady enjoys her share…
Birthday Gift Inspirations
The Best Birthday Gifts for 16 Year Old Boy

by admin May 5, 2019

by admin May 5, 2019

The Best Birthday Gifts for 16 Year Old Boy .Exactly how to Pick the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
24 Best Ideas Ideas for Birthday Gifts for Him

by admin May 5, 2019

by admin May 5, 2019

24 Best Ideas Ideas for Birthday Gifts for Him . Certain, you can pick something cool off…
Birthday Gift Inspirations
Best 24 Birthday Gift Ideas for Teenage Girls

by admin April 22, 2019

by admin April 22, 2019

Best 24 Birthday Gift Ideas for Teenage Girls .Just how to Select the Perfect Birthday Celebration GiftYes,…
Birthday Gift Inspirations
Best 24 Gift for First Birthday

by admin April 9, 2019

by admin April 9, 2019

Best 24 Gift for First Birthday . Certain, you can pick something cool off of the rack…
Birthday Gift Inspirations
24 Best Ideas 90th Birthday Gift

by admin April 7, 2019

by admin April 7, 2019

24 Best Ideas 90th Birthday Gift .Just how to Pick the Perfect Birthday GiftYes, we know. You…
Birthday Gift Inspirations
24 Best Ideas Smashbox Birthday Gift

by admin April 4, 2019

by admin April 4, 2019

24 Best Ideas Smashbox Birthday Gift . Certain, you can choose something cool off of the rack…
Birthday Gift Inspirations
Top 24 Gifts for Her Birthday

by admin April 1, 2019

by admin April 1, 2019

Top 24 Gifts for Her Birthday . Certain, your birthday celebration woman loves her share of cake…
Birthday Gift Inspirations
24 Ideas for Birthday Gift Ideas for Friend Female

by admin March 26, 2019

by admin March 26, 2019

24 Ideas for Birthday Gift Ideas for Friend Female . Certain, you can pick something cool off…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?