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Birthday Gift Inspirations

Birthday Gift Inspirations
24 Best Ideas 40th Birthday Gift Ideas for Sister

by admin August 29, 2019

by admin August 29, 2019

24 Best Ideas 40th Birthday Gift Ideas for Sister .Just how to Choose the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
The top 24 Ideas About Unique Birthday Gifts for Him

by admin August 19, 2019

by admin August 19, 2019

The top 24 Ideas About Unique Birthday Gifts for Him . Certain, your birthday lady likes her…
Birthday Gift Inspirations
The top 24 Ideas About Unique 1st Birthday Gifts

by admin August 14, 2019

by admin August 14, 2019

The top 24 Ideas About Unique 1st Birthday Gifts .Exactly how to Choose the Perfect Birthday GiftYes,…
Birthday Gift Inspirations
The 24 Best Ideas for 30 Birthday Gift Ideas

by admin August 4, 2019

by admin August 4, 2019

The 24 Best Ideas for 30 Birthday Gift Ideas . Certain, your birthday girl enjoys her share…
Birthday Gift Inspirations
Top 24 Birthday Gift for Girls

by admin July 21, 2019

by admin July 21, 2019

Top 24 Birthday Gift for Girls . Sure, you can pick something cool off of the rack…
Birthday Gift Inspirations
The 24 Best Ideas for Perfect Birthday Gift for Boyfriend

by admin July 16, 2019

by admin July 16, 2019

The 24 Best Ideas for Perfect Birthday Gift for Boyfriend . Certain, you can select something cool…
Birthday Gift Inspirations
The top 24 Ideas About Birthday Gifts Men

by admin July 3, 2019

by admin July 3, 2019

The top 24 Ideas About Birthday Gifts Men . Certain, you can pick something cool down off…
Birthday Gift Inspirations
The Best Girlfriend Birthday Gift

by admin July 3, 2019

by admin July 3, 2019

The Best Girlfriend Birthday Gift . Sure, you can choose something cool off of the rack and…
Birthday Gift Inspirations
24 Of the Best Ideas for Gift for Friend Birthday

by admin July 2, 2019

by admin July 2, 2019

24 Of the Best Ideas for Gift for Friend Birthday . Certain, you can choose something cool…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift for Dad who Has Everything

by admin July 1, 2019

by admin July 1, 2019

The Best Ideas for Birthday Gift for Dad who Has Everything . Certain, your birthday celebration woman…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?