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Birthday Gift Inspirations

Birthday Gift Inspirations
24 Best Ideas 9 Year Old Birthday Girl Gift Ideas

by admin October 10, 2019

by admin October 10, 2019

24 Best Ideas 9 Year Old Birthday Girl Gift Ideas . Certain, your birthday lady likes her…
Birthday Gift Inspirations
The Best Romantic Birthday Gift Ideas Boyfriend

by admin September 30, 2019

by admin September 30, 2019

The Best Romantic Birthday Gift Ideas Boyfriend . Sure, you can select something cool down off of…
Birthday Gift Inspirations
The Best Ideas for Birthday Gift Ideas for Girlfriend

by admin September 27, 2019

by admin September 27, 2019

The Best Ideas for Birthday Gift Ideas for Girlfriend .How to Pick the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
24 Ideas for 60th Birthday Gag Gifts

by admin September 27, 2019

by admin September 27, 2019

24 Ideas for 60th Birthday Gag Gifts .Exactly how to Select the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
The Best Birthday Gifts for My Wife

by admin September 24, 2019

by admin September 24, 2019

The Best Birthday Gifts for My Wife . Sure, your birthday woman loves her share of cake…
Birthday Gift Inspirations
24 Ideas for Unique First Birthday Gift Ideas

by admin September 22, 2019

by admin September 22, 2019

24 Ideas for Unique First Birthday Gift Ideas .Exactly how to Choose the Perfect Birthday GiftYes, we…
Birthday Gift Inspirations
The Best Unique Birthday Gifts

by admin September 14, 2019

by admin September 14, 2019

The Best Unique Birthday Gifts .How to Select the Perfect Birthday Celebration GiftYes, we know. You came…
Birthday Gift Inspirations
24 Best Best Birthday Gifts for Him

by admin September 14, 2019

by admin September 14, 2019

24 Best Best Birthday Gifts for Him .Just how to Choose the Perfect Birthday Celebration GiftYes, we…
Birthday Gift Inspirations
24 Ideas for 30 Gifts for 30th Birthday for Her

by admin September 5, 2019

by admin September 5, 2019

24 Ideas for 30 Gifts for 30th Birthday for Her . Sure, you can pick something cool…
Birthday Gift Inspirations
Top 24 Birthday Gift for 50 Year Old Man

by admin September 4, 2019

by admin September 4, 2019

Top 24 Birthday Gift for 50 Year Old Man . Sure, your birthday celebration woman loves her…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?